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Personal & Vehicle Loan Rates

Motorcycle, Jet Ski, Snowmobile, Campers
9.74% APR
9.74% - 16.24%
LTV up to 90%
Boat, RV, Motorhome: USED
6.24% APR
6.24% - 17.24%
LTV up to 150% of invoice or wholesale NADA guide values where max vehicle age <= 10 years
Boat, RV, Motorhome: NEW
6.24% APR
6.24% - 17.24%
LTV up to 150% of invoice or wholesale NADA guide values
Vehicles: USED
5.24% APR
5.24% - 13.99%
125% of High Kelley Blue Book (includes tax, license and MRC) + GAP
Vehicles: NEW
5.24% APR
5.24% - 13.99%
125% of MSRP (includes tax, license and MRC) + GAP
Signature Loan
9.24% APR
9.24% - 16.24%
Rates and Annual Percentage Rates (APRs) may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

All loans subject to credit approval and some restrictions may apply.

‍Payment example Auto Loan: Estimated APR: $25,000 Loan Amount at 2.99% APR, for 60 months= Payments as low as $449.32 per month.Payment example Signature Loan: Estimated APR: $25,000 Loan Amount at 7.94% APR, for 60 months= Payments as low as $507.00 per month.
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Consumer Fee Schedule

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1351 Harter Pkwy
Yuba City, CA 95993
1-800-222-7228
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Routing # 321174770

Consumer Fee Schedule | Business Fee Schedule
Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Sierra Central Credit Union does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex (which includes gender identity and sexual orientation), marital status or age (provided the applicant has the capacity to enter into a binding contract).
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