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Personal & Vehicle Loan Rates

RV: New or Used
7.74% - 15.74% APR
APR as low as 7.74%
Motorcycles: New or Used
10.99% - 15.99% APR
APR as low as 10.99%
LTV up to 90%
New or Used Offroad/ATV, Jet Skis, Snowmobile, Campers
10.99% - 15.99% APR
APR as low as 10.99%
LTV up to 150% of invoice or wholesale NADA guide values where max vehicle age <= 10 years
Boat: New or Used
9.99% - 16.24% APR
APR as low as 9.99%
LTV up to 150% of invoice or wholesale NADA guide values
Autos: New or Used
7.74% - 15.74% APR
APR as low as 7.74%
125% of MSRP (includes tax, license and MRC) + GAP
Signature Loan
10.74% - 17.74% APR
APR as low as 10.74%
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.
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All loans subject to credit approval and some restrictions may apply. 

Payment example Auto Loan: Estimated APR of 6.49% on a loan amount of $35,000, for 60 months= Payments as low as $684.65per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.   

Payment example Signature Loan: Estimated APR of 9.74% on a loan amount of $25,000, for 60 months= Payments as low as $527.98 per month.
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Consumer Fee Schedule

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is Northern California's premier
financial institution.

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1351 Harter Pkwy
Yuba City, CA 95993
Routing # 321174770
1-800-222-7228

Consumer Fee Schedule | Business Fee Schedule | Privacy Policy | CCPA
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.
‍
All loans subject to credit approval and some restrictions may apply. 

Payment example Auto Loan: Estimated APR of 6.49% on a loan amount of $35,000, for 60 months= Payments as low as $684.65per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.   

Payment example Signature Loan: Estimated APR of 9.74% on a loan amount of $25,000, for 60 months= Payments as low as $527.98 per month.
‍
Consumer Fee Schedule
Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Sierra Central Credit Union does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex (which includes gender identity and sexual orientation), marital status or age (provided the applicant has the capacity to enter into a binding contract).
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