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Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.

Sierra Central Rates
Current rates

If it's time to save or spend, let Sierra Central help make your goals reality.

Sierra Central Rates

Exclusive for members
Please Select Account
Membership, Regular, & Minor Savings
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Prime Checking
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Club Accounts
Dividend Rate
APY*
Min Deposit
Max deposit amounts for Holiday - $10,000; Vacation - $15,000; Tax - $25,000; and Back-to-School Club - $20,000
As of date:
October 23, 2024
IRA Savings
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024

*Annual Percentage Yield shown as APY. Rates and APYs are subject to change at anytime without notice. Federally insured by NCUA. Fees could reduce the earnings on interest bearing accounts.  The stated "as high as" rates and APY are based on certain criteria and are effective as of the date of publication and based on certain criteria and account opening guidelines that include, but not limited, terms, balances, product type, and specific product details and account opening criteria.  

Promotional rates are available for limited terms and will adjust accordingly.  Membership and/or participation fees may apply. Membership open to those that live, work, worship or attend school in any of our
branch location counties.  We reserve the right to correct publishing errors.

Share Certificate: 18-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
(SPECIAL) Share Certificate: 10-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 3-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 6-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 12-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 24-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 36-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 48-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Share Certificate: 60-Month
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024

*APY = Annual Percentage Yield shown as APY.

Rates and APYs are subject to change at anytime without notice. Federally insured by NCUA. Fees could reduce the earnings on interest bearing accounts.  

The stated "As high As" rates and APY are based on certain citeria and are effective as of the date of publication and based on certain criteria and account opening guidelines that include, but not limited, terms, balances, product type, and specific product details and account opening criteria.  

Promotional rates are available for limited terms and will adjust accordingly.  Membership and/or participation fees may apply. Membership open to those that live, work, worship or attend school in any of our branch location counties.  We reserve the right to correct publishing errors.

Flex Money Market
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
IRA Money Market Savings
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024
Investor Money Market
Dividend Rate
APY*
Min Deposit
As of date:
October 23, 2024

*Annual Percentage Yield shown as APY. Rates and APYs are subject to change at anytime without notice. Federally insured by NCUA. Fees could reduce the earnings on interest bearing accounts.  The stated "As high As" rates and APY are based on certain criteria and are effective as of the date of publication and based on certain criteria and account opening guidelines that include, but not limited, terms, balances, product type, and specific product details and account opening criteria.  

Promotional rates are available for limited terms and will adjust accordingly.  Membership and/or participation fees may apply. Membership open to those that live, work, worship or attend school in any of our branch location counties.  We reserve the right to correct publishing errors.

Auto: New or Used
*APR as low as
Up to
Intro Rate
125% of MSRP (includes tax, license and MRC) + GAP
As of date:
October 23, 2024
Boat: New or Used
*APR as low as
Up to
Intro Rate
LTV up to 150% of invoice or wholesale NADA guide values
As of date:
October 23, 2024
Line of Credit
*APR as low as
Up to
Intro Rate
As of date:
October 23, 2024
Motorcycle: New or Used
*APR as low as
Up to
Intro Rate
LTV up to 90%
As of date:
October 23, 2024
ATV, Jet Ski, Snowmobile: New or Used
*APR as low as
Up to
Intro Rate
LTV up to 150% of invoice or wholesale NADA guide values where max vehicle age <= 10 years
As of date:
October 23, 2024
RV: New or Used
*APR as low as
Up to
Intro Rate
As of date:
October 23, 2024
Signature Loan
*APR as low as
Up to
Intro Rate
As of date:
October 23, 2024

*APR = Annual Percentage Rate stated are effective as of the date of publication and are subject to change at anytime without notice.

Stated "As Low As" rates and APR are based on certain criteria and underwriting guidelines that include, but not limited, credit worthiness, loan to values, terms, products, collateral type, taxes, licensing, insurance, and specific product underwriting.  Introductory rates are available for limited terms and will adjust accordingly.  

All loans are subject to credit approval and underwriting guidelines and some restrictions may apply.  Membership and/or participation fees may apply. Membership open to those that live, work, worship or attend school in any of our branch location counties.  We reserve the right to correct publishing errors.

Business VISA®
*APR as low as
Up to
Intro Rate

Rate up to APR* after Introductory Period

As of date:
October 23, 2024
My First VISA®
*APR as low as
Up to
Intro Rate

Rate up to APR* after Introductory Period

As of date:
October 23, 2024
Secured VISA®
*APR as low as
Up to
Intro Rate

Rate up to APR* after Introductory Period

As of date:
October 23, 2024
VISA® Premier
*APR as low as
Up to
Intro Rate

Rate up to APR* after Introductory Period

As of date:
October 23, 2024
VISA® Premier Rewards
*APR as low as
Up to
Intro Rate

Rate up to APR* after Introductory Period

As of date:
October 23, 2024

*APR = Annual Percentage Rate stated are effective as of the date of publication and are subject to change at anytime without notice. Stated "As Low As" rates and APR are based on certain criteria and underwriting guidelines that include, but not limited, credit worthiness, loan to values, terms, products, collateral type, taxes, licensing, insurance, and specific product underwriting. Low variable rate that adjusts to prime interest rate plus a margin after the introductory rate period of 6 months. **Introductory rates are available for limited terms and will adjust accordingly. All loans are subject to credit approval and underwriting guidelines and some restrictions may apply. Membership and/or participation fees may apply. Membership open to those that live, work, worship or attend school in any of our branch location counties. We reserve the right to correct publishing errors. Low variable rate that adjusts to prime interest rate plus a margin after the introductory rate period of 6 months. No Annual Fee. See Credit Card Disclosure for full details.

Adjustable Rate Mortgage (5/1)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Adjustable Rate Mortgage (2/2)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Fixed Rate CO Refinance Mortgage (Jumbo)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Lot Loan
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Fixed Rate Mortgage (Jumbo)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
GSFA Platinum Down Payment Assistance Program
Rate
APR*
Intro Rate
As of date:
November 14, 2024
First Time Home Buyers (Town of Paradise)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Fixed Rate Mortgage (15-Year)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Fixed Rate Mortgage (20-Year)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
Fixed Rate Mortgage (30-Year)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
VA Fixed Rate Mortgage (15-Year)
Rate
APR*
Intro Rate
As of date:
November 14, 2024
VA Fixed Rate Mortgage (30-Year)
Rate
APR*
Intro Rate
As of date:
November 14, 2024

Rates and APR shown are based on certain criteria including but not limited to the amount of fees paid or waived, underwriting guidelines that include, but not limited, credit worthiness, loan to values, terms, products, collateral type, taxes, licensing, insurance, and specific product underwriting. Introductory rates are available for limited terms and will adjust accordingly.

All loans are subject to credit approval and underwriting guidelines, and some restrictions may apply. Membership and/or participation fees may apply.

APR = Annual Percentage Rate stated are effective as of the date of publication and are subject to change at any time without notice.

Membership open to those that live, work, worship or attend school in any of our branch location counties. We reserve the right to correct publishing errors. First Mortgage Loan: An interest rate is the price borrowers pay for the use of money they borrow from a lender. The term annual percentage of rate (APR) describes the interest rate for a whole year (annualized). The APR differs from the interest rate due to the addition of any closing fees paid to obtain a loan. All mortgage rates based on a 30 day rate lock.

LTV = Loan to Value ratio.

Private mortgage insurance required for loans over 80% LTV and are subject to certain restrictions for approval.  Example First Mortgage Loan: Purchase a property, with a loan amount of $194,000 and an estimated property value of $200,000, with a 3% down payment equal to $6,000. The property is located in Yuba City, CA and is within Sutter County.

The property is an existing single-family residence and will be used as a primary residence. The rate lock period is 60 days and the assumed credit score is 740. At a 6.875% interest rate, the APR for this loan type is 7.107%. The payment schedule for a 30-year term loan would be approximately $1,274 (Principal & Interest) per month. The monthly payment including PMI would be $1,371. Loans over 80% LTV require mortgage insurance; if an escrow account is required or requested, the actual monthly payment will include amounts for real estate taxes and homeowners insurance premiums. Payment examples do not include amounts for taxes and insurance, and actual payments may be greater.

Home Equity Line of Credit
Rate
*APR
Intro Rate
*APR as low as
up to
Intro Rate
As of date
November 14, 2024
Home Equity Loan
Rate
*APR
Intro Rate
*APR as low as
up to
Intro Rate
As of date
November 14, 2024
10-year Small Balance Home Equity Loan
Rate
*APR
Intro Rate
*APR as low as
up to
Intro Rate
As of date
November 14, 2024
15-year Small Balance Home Equity Loan
Rate
*APR
Intro Rate
*APR as low as
up to
Intro Rate
As of date
November 14, 2024
5-year Small Balance Home Equity Loan
Rate
*APR
Intro Rate
*APR as low as
up to
Intro Rate
As of date
November 14, 2024

Rates and *APR shown are based on certain criteria including but not limited to the amount of fees paid or waived, underwriting guidelines that include, but not limited, credit worthiness, loan to values, terms, products, collateral type, taxes, licensing, insurance, and specific product underwriting. Introductory rates are available for limited terms and will adjust accordingly. All loans are subject to credit approval and underwriting guidelines, and some restrictions may apply. Membership and/or participation fees may apply.
APR = Annual Percentage Rate stated are effective as of the date of publication and are subject to change at any time without notice. LTV = Loan-To- Value. Membership open to those that live, work, worship or attend school in any of our branch location counties. We reserve the right to correct publishing errors. Home Equity Lines-of-Credit are 25 year terms, principal and interest.  Not available on manufactured homes. Subject to credit approval, underwriting guidelines. Some restrictions and fees may apply.  
Home Equity Loans have a term of 15 year terms. Not available on manufactured homes. Subject to credit approval, underwriting guidelines and LTV = Loan to value requirements. Some restrictions and fees may apply.
Example Home Equity Loan: $50,000 loan at estimated 6.875% interest rate, the APR for this loan type is 6.997%. The property is a single-family residence and will be used as a primary residence. The rate lock period is 60 days, and the assumed credit score is 740. The payment schedule for a 15-year term loan would be approximately $445.93 (Principal & Interest) per month.

No items found.

For interest rate information on our Commercial Real Estate, Term Loans, Lines of Credit, and SBA loans, Contact us today!

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1.51
%
%
N/A
1.98
%
2
%
$
100000
N/A
1.98
%
2
%
$
100000
N/A
1.98
%
2
%
%
N/A
1.98
%
2
%
%
N/A
1.98
%
2
%
%
N/A
1.98
%
2
%
%
N/A
1.98
%
2
%
%
N/A
2.5
%
2.53
%
$
25000
N/A
2.5
%
2.53
%
$
25000
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
$
50000
N/A
2.5
%
2.53
%
$
50000
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
$
50000
N/A
2.5
%
2.53
%
$
50000
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.5
%
2.53
%
%
N/A
2.75
%
2.78
%
$
50000
N/A
2.75
%
2.78
%
$
50000
N/A
2.75
%
2.78
%
%
N/A
2.75
%
2.78
%
%
N/A
2.75
%
2.78
%
%
N/A
2.75
%
2.78
%
%
N/A
2.75
%
2.78
%
%
N/A
3
%
3.04
%
$
100000
N/A
3
%
3.04
%
$
100000
N/A
3
%
3.04
%
%
N/A
3
%
3.04
%
%
N/A
3
%
3.04
%
%
N/A
3
%
3.04
%
%
N/A
3
%
3.04
%
%
N/A
3.05
%
3.09
%
$
100000
N/A
3.05
%
3.09
%
$
100000
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
$
100000
N/A
3.05
%
3.09
%
$
100000
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.05
%
3.09
%
%
N/A
3.25
%
3.3
%
$
500
N/A
3.25
%
3.3
%
$
500
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
$
500
N/A
3.25
%
3.3
%
$
500
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
$
500
N/A
3.25
%
3.3
%
$
500
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.25
%
3.3
%
%
N/A
3.3
%
3.35
%
$
50000
N/A
3.3
%
3.35
%
$
50000
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
$
50000
N/A
3.3
%
3.35
%
$
50000
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
$
50000
N/A
3.3
%
3.35
%
$
50000
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
$
500
N/A
3.3
%
3.35
%
$
500
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
$
200000
N/A
3.3
%
3.35
%
$
200000
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.3
%
3.35
%
%
N/A
3.35
%
3.4
%
$
100000
N/A
3.35
%
3.4
%
$
100000
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
$
100000
N/A
3.35
%
3.4
%
$
100000
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
$
100000
N/A
3.35
%
3.4
%
$
100000
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
$
50000
N/A
3.35
%
3.4
%
$
50000
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.35
%
3.4
%
%
N/A
3.4
%
3.45
%
$
100000
N/A
3.4
%
3.45
%
$
100000
N/A
3.4
%
3.45
%
%
N/A
3.4
%
3.45
%
%
N/A
3.4
%
3.45
%
%
N/A
3.4
%
3.45
%
%
N/A
3.4
%
3.45
%
%
N/A
3.55
%
3.61
%
$
500
N/A
3.55
%
3.61
%
$
500
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
$
300000
N/A
3.55
%
3.61
%
$
300000
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.55
%
3.61
%
%
N/A
3.6
%
3.66
%
$
50000
N/A
3.6
%
3.66
%
$
50000
N/A
3.6
%
3.66
%
%
N/A
3.6
%
3.66
%
%
N/A
3.6
%
3.66
%
%
N/A
3.6
%
3.66
%
%
N/A
3.6
%
3.66
%
%
N/A
3.65
%
3.71
%
$
100000
N/A
3.65
%
3.71
%
$
100000
N/A
3.65
%
3.71
%
%
N/A
3.65
%
3.71
%
%
N/A
3.65
%
3.71
%
%
N/A
3.65
%
3.71
%
%
N/A
3.65
%
3.71
%
%
N/A
3.7
%
3.76
%
$
500
N/A
3.7
%
3.76
%
$
500
N/A
3.7
%
3.76
%
%
N/A
3.7
%
3.76
%
%
N/A
3.7
%
3.76
%
%
N/A
3.7
%
3.76
%
%
N/A
3.7
%
3.76
%
%
N/A
3.75
%
3.82
%
$
50000
N/A
3.75
%
3.82
%
$
50000
N/A
3.75
%
3.82
%
%
N/A
3.75
%
3.82
%
%
N/A
3.75
%
3.82
%
%
N/A
3.75
%
3.82
%
%
N/A
3.75
%
3.82
%
%
N/A
3.8
%
3.87
%
$
100000
N/A
3.8
%
3.87
%
$
100000
N/A
3.8
%
3.87
%
%
N/A
3.8
%
3.87
%
%
N/A
3.8
%
3.87
%
%
N/A
3.8
%
3.87
%
%
N/A
3.8
%
3.87
%
%
N/A
4
%
4.07
%
$
500
N/A
4
%
4.07
%
$
500
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
$
500
N/A
4
%
4.07
%
$
500
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4
%
4.07
%
%
N/A
4.05
%
4.13
%
$
50000
N/A
4.05
%
4.13
%
$
50000
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
$
50000
N/A
4.05
%
4.13
%
$
50000
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.05
%
4.13
%
%
N/A
4.1
%
4.18
%
$
100000
N/A
4.1
%
4.18
%
$
100000
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
$
100000
N/A
4.1
%
4.18
%
$
100000
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.1
%
4.18
%
%
N/A
4.4
%
4.49
%
$
500
N/A
4.4
%
4.49
%
$
500
N/A
4.4
%
4.49
%
%
N/A
4.4
%
4.49
%
%
N/A
4.4
%
4.49
%
%
N/A
4.4
%
4.49
%
%
N/A
4.4
%
4.49
%
%
N/A
5.5
%
6.71
%
$
N/A
5.5
%
6.71
%
$
N/A
5.5
%
6.71
%
5.5
%
N/A
5.5
%
6.71
%
5.5
%
N/A
5.5
%
6.71
%
5.5
%
N/A
5.5
%
6.71
%
5.5
%
N/A
5.5
%
6.71
%
5.5
%
N/A
5.875
%
6.52
%
$
N/A
5.875
%
6.52
%
$
N/A
5.875
%
6.52
%
5.875
%
N/A
5.875
%
6.52
%
5.875
%
N/A
5.875
%
6.52
%
5.875
%
N/A
5.875
%
6.52
%
5.875
%
N/A
5.875
%
6.52
%
5.875
%
N/A
6
%
6.16
%
$
N/A
6
%
6.16
%
$
N/A
6
%
6.16
%
%
N/A
6
%
6.16
%
%
N/A
6
%
6.16
%
%
N/A
6
%
6.16
%
%
N/A
6
%
6.16
%
%
N/A
6.49
%
14.49
%
$
N/A
6.49
%
14.49
%
$
N/A
6.49
%
14.49
%
%
N/A
6.49
%
14.49
%
%
N/A
6.49
%
14.49
%
%
N/A
6.49
%
14.49
%
%
N/A
6.49
%
14.49
%
%
N/A
6.5
%
6.67
%
$
N/A
6.5
%
6.67
%
$
N/A
6.5
%
6.67
%
%
N/A
6.5
%
6.67
%
%
N/A
6.5
%
6.67
%
%
N/A
6.5
%
6.67
%
%
N/A
6.5
%
6.67
%
%
N/A
6.625
%
6.75
%
$
N/A
6.625
%
6.75
%
$
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
$
N/A
6.625
%
6.75
%
$
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.625
%
6.75
%
%
N/A
6.875
%
7.13
%
$
N/A
6.875
%
7.13
%
$
N/A
6.875
%
7.13
%
%
N/A
6.875
%
7.13
%
%
N/A
6.875
%
7.13
%
%
N/A
6.875
%
7.13
%
%
N/A
6.875
%
7.13
%
%
N/A
7
%
7.16
%
$
N/A
7
%
7.16
%
$
N/A
7
%
7.16
%
%
N/A
7
%
7.16
%
%
N/A
7
%
7.16
%
%
N/A
7
%
7.16
%
%
N/A
7
%
7.16
%
%
N/A
7
%
7.28
%
$
N/A
7
%
7.28
%
$
N/A
7
%
7.28
%
%
N/A
7
%
7.28
%
%
N/A
7
%
7.28
%
%
N/A
7
%
7.28
%
%
N/A
7
%
7.28
%
%
N/A
7.375
%
7.51
%
$
N/A
7.375
%
7.51
%
$
N/A
7.375
%
7.51
%
%
N/A
7.375
%
7.51
%
%
N/A
7.375
%
7.51
%
%
N/A
7.375
%
7.51
%
%
N/A
7.375
%
7.51
%
%
N/A
7.375
%
%
$
N/A
7.375
%
%
$
N/A
7.375
%
%
%
N/A
7.375
%
%
%
N/A
7.375
%
%
%
N/A
7.375
%
%
%
N/A
7.375
%
%
%
N/A
7.5
%
%
$
N/A
7.5
%
%
$
N/A
7.5
%
%
%
N/A
7.5
%
%
%
N/A
7.5
%
%
%
N/A
7.5
%
%
%
N/A
7.5
%
%
%
N/A
7.5
%
7.64
%
$
N/A
7.5
%
7.64
%
$
N/A
7.5
%
7.64
%
%
N/A
7.5
%
7.64
%
%
N/A
7.5
%
7.64
%
%
N/A
7.5
%
7.64
%
%
N/A
7.5
%
7.64
%
%
N/A
7.5
%
7.58
%
$
N/A
7.5
%
7.58
%
$
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
$
N/A
7.5
%
7.58
%
$
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.58
%
%
N/A
7.5
%
7.53
%
$
N/A
7.5
%
7.53
%
$
N/A
7.5
%
7.53
%
%
N/A
7.5
%
7.53
%
%
N/A
7.5
%
7.53
%
%
N/A
7.5
%
7.53
%
%
N/A
7.5
%
7.53
%
%
N/A
7.75
%
%
$
N/A
7.75
%
%
$
N/A
7.75
%
%
%
N/A
7.75
%
%
%
N/A
7.75
%
%
%
N/A
7.75
%
%
%
N/A
7.75
%
%
%
N/A
7.99
%
%
$
N/A
7.99
%
%
$
N/A
7.99
%
%
11.99
%
N/A
7.99
%
%
11.99
%
N/A
7.99
%
%
11.99
%
N/A
7.99
%
%
11.99
%
N/A
7.99
%
%
11.99
%
N/A
8
%
%
$
N/A
8
%
%
$
N/A
8
%
%
%
N/A
8
%
%
%
N/A
8
%
%
%
N/A
8
%
%
%
N/A
8
%
%
%
N/A
8
%
8.08
%
$
N/A
8
%
8.08
%
$
N/A
8
%
8.08
%
%
N/A
8
%
8.08
%
%
N/A
8
%
8.08
%
%
N/A
8
%
8.08
%
%
N/A
8
%
8.08
%
%
N/A
8.49
%
16.49
%
$
N/A
8.49
%
16.49
%
$
N/A
8.49
%
16.49
%
%
N/A
8.49
%
16.49
%
%
N/A
8.49
%
16.49
%
%
N/A
8.49
%
16.49
%
%
N/A
8.49
%
16.49
%
%
N/A
8.5
%
9
%
$
N/A
8.5
%
9
%
$
N/A
8.5
%
9
%
%
N/A
8.5
%
9
%
%
N/A
8.5
%
9
%
%
N/A
8.5
%
9
%
%
N/A
8.5
%
9
%
%
N/A
8.5
%
8.76
%
$
N/A
8.5
%
8.76
%
$
N/A
8.5
%
8.76
%
%
N/A
8.5
%
8.76
%
%
N/A
8.5
%
8.76
%
%
N/A
8.5
%
8.76
%
%
N/A
8.5
%
8.76
%
%
N/A
9.5
%
%
$
N/A
9.5
%
%
$
N/A
9.5
%
%
%
N/A
9.5
%
%
%
N/A
9.5
%
%
%
N/A
9.5
%
%
%
N/A
9.5
%
%
%
N/A
9.75
%
%
$
N/A
9.75
%
%
$
N/A
9.75
%
%
%
N/A
9.75
%
%
%
N/A
9.75
%
%
%
N/A
9.75
%
%
%
N/A
9.75
%
%
%
N/A
9.99
%
16.24
%
$
N/A
9.99
%
16.24
%
$
N/A
9.99
%
16.24
%
%
N/A
9.99
%
16.24
%
%
N/A
9.99
%
16.24
%
%
N/A
9.99
%
16.24
%
%
N/A
9.99
%
16.24
%
%
N/A
9.99
%
%
$
N/A
9.99
%
%
$
N/A
9.99
%
%
13.99
%
N/A
9.99
%
%
13.99
%
N/A
9.99
%
%
13.99
%
N/A
9.99
%
%
13.99
%
N/A
9.99
%
%
13.99
%
N/A
10.24
%
18.69
%
$
N/A
10.24
%
18.69
%
$
N/A
10.24
%
18.69
%
%
N/A
10.24
%
18.69
%
%
N/A
10.24
%
18.69
%
%
N/A
10.24
%
18.69
%
%
N/A
10.24
%
18.69
%
%
N/A
10.99
%
15.99
%
$
N/A
10.99
%
15.99
%
$
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
$
N/A
10.99
%
15.99
%
$
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
10.99
%
15.99
%
%
N/A
12.99
%
17.99
%
$
N/A
12.99
%
17.99
%
$
N/A
12.99
%
17.99
%
8.99
%
N/A
12.99
%
17.99
%
8.99
%
N/A
12.99
%
17.99
%
8.99
%
N/A
12.99
%
17.99
%
8.99
%
N/A
12.99
%
17.99
%
8.99
%
N/A
14.99
%
19.99
%
$
N/A
14.99
%
19.99
%
$
N/A
14.99
%
19.99
%
10.99
%
N/A
14.99
%
19.99
%
10.99
%
N/A
14.99
%
19.99
%
10.99
%
N/A
14.99
%
19.99
%
10.99
%
N/A
14.99
%
19.99
%
10.99
%
N/A
15.99
%
24.99
%
$
N/A
15.99
%
24.99
%
$
N/A
15.99
%
24.99
%
%
N/A
15.99
%
24.99
%
%
N/A
15.99
%
24.99
%
%
N/A
15.99
%
24.99
%
%
N/A
15.99
%
24.99
%
%
N/A
17.99
%
22.99
%
$
N/A
17.99
%
22.99
%
$
N/A
17.99
%
22.99
%
13.99
%
N/A
17.99
%
22.99
%
13.99
%
N/A
17.99
%
22.99
%
13.99
%
N/A
17.99
%
22.99
%
13.99
%
N/A
17.99
%
22.99
%
13.99
%
N/A
22.99
%
%
$
N/A
22.99
%
%
$
N/A
22.99
%
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%
N/A
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%
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%
N/A
22.99
%
%
%
N/A
22.99
%
%
%
N/A
22.99
%
%
%
N/A
22.99
%
27.99
%
$
N/A
22.99
%
27.99
%
$
N/A
22.99
%
27.99
%
18.99
%
N/A
22.99
%
27.99
%
18.99
%
N/A
22.99
%
27.99
%
18.99
%
N/A
22.99
%
27.99
%
18.99
%
N/A
22.99
%
27.99
%
18.99
%
N/A
Filters
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Filters
Tag
Mortgage
VA Fixed Rate Mortgage (15-Year)
6.125% - 6.283%
 APR
As low as 
6%
Mortgage
Fixed Rate Mortgage (15-Year)
6.75% - 6.922%
 APR
As low as 
6.5%
Mortgage
Fixed Rate Mortgage (20-Year)
6.875% - 7.031%
 APR
As low as 
7%
Mortgage
VA Fixed Rate Mortgage (30-Year)
7.125% - 7.26%
 APR
As low as 
7.5%
Mortgage
Fixed Rate Mortgage (30-Year)
6.625% - 6.751%
 APR
As low as 
6.625%
Mortgage
Adjustable Rate Mortgage (2/2)
5.5% - 5.607%
 APR
As low as 
5.5%
Mortgage
Adjustable Rate Mortgage (5/1)
5.375% - 6.28%
 APR
As low as 
5.875%
Consumer Loan
Auto: New or Used
6.99% - 7.24%
 APR
As low as 
6.49%
Consumer Loan
Boat: New or Used
9.99% - 16.49%
 APR
As low as 
9.99%
Credit Card
Business VISA®
18.49% - 22.99%
 APR
As low as 
17.99%
Deposit Accounts
Club Accounts
0.12% - 0.12%
 APR
As low as 
0.12%
Mortgage
First Time Home Buyers (Town of Paradise)
6.625% - 6.751%
 APR
As low as 
6.625%
Money Market
Flex Money Market
0.12% - 3.04%
 APR
As low as 
0.12%
Mortgage
GSFA Platinum Down Payment Assistance Program
6.75%
 APR
As low as 
6.875%
Home Equity
Home Equity Line of Credit
9.25% - 9.25%
 APR
As low as 
8.5%
Home Equity
Home Equity Loan
 APR
As low as 
7.375%
Money Market
IRA Money Market Savings
0.12% - 3.04%
 APR
As low as 
0.12%
Deposit Accounts
IRA Savings
0.25% - 0.25%
 APR
As low as 
0.25%
Money Market
Investor Money Market
0.12% - 3.56%
 APR
As low as 
0.12%
Mortgage
Fixed Rate CO Refinance Mortgage (Jumbo)
7.5% - 7.579%
 APR
As low as 
7.5%
Mortgage
Fixed Rate Mortgage (Jumbo)
7.5% - 7.579%
 APR
As low as 
7.5%
Consumer Loan
Line of Credit
15.99% - 24.99%
 APR
As low as 
15.99%
Mortgage
Lot Loan
8.75% - 9.018%
 APR
As low as 
8.5%
Consumer Loan
Motorcycle: New or Used
10.99% - 15.99%
 APR
As low as 
10.99%
Credit Card
My First VISA®
22.99%
 APR
As low as 
22.99%
Consumer Loan
ATV, Jet Ski, Snowmobile: New or Used
10.99% - 15.99%
 APR
As low as 
10.99%
Deposit Accounts
Prime Checking
0.05% - 0.15%
 APR
As low as 
0.05%
Consumer Loan
RV: New or Used
8.49% - 16.49%
 APR
As low as 
8.49%
Deposit Accounts
Membership, Regular, & Minor Savings
0.05% - 0.12%
 APR
As low as 
0.05%
Home Equity
10-year Small Balance Home Equity Loan
 APR
As low as 
7.5%
Home Equity
15-year Small Balance Home Equity Loan
 APR
As low as 
8%
Home Equity
5-year Small Balance Home Equity Loan
7.25% - 7.542%
 APR
As low as 
7%
Credit Card
Secured VISA®
22.99% - 22.99%
 APR
As low as 
22.99%
Share Certificates
(SPECIAL) Share Certificate: 10-Month
 APR
As low as 
4.4%
Share Certificates
Share Certificate: 12-Month
3.8% - 3.97%
 APR
As low as 
4%
Share Certificates
Share Certificate: 18-Month
3.5% - 3.66%
 APR
As low as 
4%
Share Certificates
Share Certificate: 24-Month
3.5% - 3.66%
 APR
As low as 
3.25%
Share Certificates
Share Certificate: 3-Month
3.55% - 3.71%
 APR
As low as 
3.55%
Share Certificates
Share Certificate: 36-Month
3.5% - 3.66%
 APR
As low as 
3.25%
Share Certificates
Share Certificate: 48-Month
3.5% - 3.66%
 APR
As low as 
3.25%
Share Certificates
Share Certificate: 6-Month
3.7% - 3.87%
 APR
As low as 
3.7%
Share Certificates
Share Certificate: 60-Month
3.55% - 3.71%
 APR
As low as 
3.3%
Consumer Loan
Signature Loan
11.04% - 18.69%
 APR
As low as 
10.24%
Credit Card
VISA® Premier
13.49% - 17.99%
 APR
As low as 
12.99%
Credit Card
VISA® Premier Rewards
15.49% - 19.99%
 APR
As low as 
14.99%
Mortgage
VA Fixed Rate Mortgage (15-Year)
Dividand Rate
APY*
Min Deposit
6.125% - 6.283%
6.125% - 6.283%
6.125% - 6.283%
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