Call us between 7 AM - 7 PM Monday–Friday 1-800-222-SCCU (7228)
Branch Hours: Mon–Thu: 9 AM - 5:30 PM
Fri: 9 AM - 6 PM
Routing #: 321174770

Current Rates

Flex Money Market

0.75%APY
As High As...

Minor Savings

0.15%APY
As High As...

Regular Savings

0.15%APY
As High As...

Auto Loans New and Used

4.49%APR
As Low As...

Home Equity Line of Credit

4.75%APR
As Low As...

VISA Platinum Plus Intro Rate

10.99%APR
As Low As...

View All Rates

APY = Annual Percentage Yield; APR = Annual Percentage Rates; Click on View All Rates for rates, disclosures, terms and conditions.

Intuit TurboTax. Get your maximum refund guaranteed. Members save up to $15. Click to start saving.
Picture of four young teens giving thumbs up. Sierra Central logo. Earnie the Eagle graphic. Text reads Youth Savings.
Sierra Central Credit Union Tax Club.
Owner in front of store. Text reads Business Loans a lending partner you can trust.
Home Loans with a Partner you can trust. Sierra Central logo. Picture of a large house.

Welcome!

Sierra Central is a credit union with 19 branch locations throughout Northern California. Our commitment is to continue being the Best of Banking Where You Live and Work! We offer low and no cost checking accounts that include online, mobile banking and mobile deposit. We offer auto loans, recreational vehicle loans, personal loans and home loans. Our home loans include first mortgages and home equity loans and lines of credit. We offer Business Lending products as well as Business Deposit products.  Plus Sierra Central Checking accounts offer access to almost 30,000 ATMs nationwide through the Co-Op ATM Network. It is time to start “Checking” with Sierra Central for all your banking needs.


Click on the links below to download our Mobile Banking App from the Apple App store or the Google Play store!

Download on the App StoreGet it on Google Play

If you are using a screen reader or other auxiliary aid and are having problems using this website including pdfs or other images, please call a member service representative at 1-800-222-7228 for assistance.