Sierra Central Share Certificates
Investing

Secure your future by putting your money to work.

A better return on your investment

Our Share Certificate accounts generally earn a higher rate of return than our regular Savings accounts or Money Market accounts.

Choose from a variety of terms and rates to fit your financial plan!

Tiered balance rate structure

Terms from 3 to 60 months

$500 minimum deposit

Federally insured by the NCUA

Available for IRA investment*

Rate is locked in and fixed until maturity

See current rates
Couple consulting on share certificates with Sierra Specialist
Resources

Whatever stage you're at, we are here to help.

Explore our Learning Center to brush up on your financial knowledge or learn more about our practices.

Select one of our resources
Banking Basics
Borrowing Basics
Wealth Management
Member Security
Community

Savings for the Future

Explore the benefits of saving with a credit union and discuss some practical tips for making the most of your Savings account.
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Budgeting 101

Many people struggle with financial management. The good news is that there are steps you can take to regain control of your finances.
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A Transaction account and/or Savings account

One of the first decisions you'll encounter is choosing between a transaction Checking account and a Savings account.
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How to Pay Off Credit Card Debt

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How to Build Credit

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Understanding Credit Scores

Your credit score is a three-digit number that represents your creditworthiness.
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How does a Share Certificate work?

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Investing in a 401(k)

Thinking about retirement or planning for retirement, the following describes a 401(k) plan.
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What is an IRA?

Retirement savings are crucial for securing your financial future, and Individual Retirement Accounts (IRAs) offer a tax-advantaged way to save for retirement, providing various benefits based on the type of IRA you choose.
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Sierra Central Community Foundation

The Sierra Central Community Foundation aims to promote education, health and wellness, support for our military and first-responders, and financial education for members. Check out our areas of giving!

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Holiday Toy Drives

Sierra Central branches participate Toy Drives as in partnership with local organizations.
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Holiday Toy Drives

Credit Union for Kids SacTown Run

Sierra Central staff participate in a 5k to help raise money for the Children's Miracle Network.
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Credit Union for Kids SacTown Run

Pays for A's Contest

Sierra Central is proud to award fives students on receiving good grades in the Pay's for A's Fall Semester 2024.
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Pays for A's Contest
See our Community Reach