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Take advantage of your equity to finance your dreams and improve your home or consolidate high interest debt.
Find the funds you need to make improvements to your properties and use them for any purpose.
*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum line amount of $250,000. HELOC = Home Equity Line of Credit. APR = Annual Percentage Rate. HELOC has a 10-year draw period and then a 15-year repayment period. Not eligible for a 2nd mortgage if the 1st mortgage has a negative amortization feature. APR is based on Prime Rate as published by the Wall Street Journal plus a margin. The maximum APR is 18% for Primary Residence, Second Home, and Investment Property. The APR will never be less than 4.00% for Owner-Occupied properties, Second Home, and investment property. Maximum combined LTV (Loan-To-Value) cannot exceed 80%. The information provided assumes a 740 credit score and that the subject property will be used as a primary residence. Equal Housing Opportunity. NMLS#786202
