7.25
%
7.38
%
$
N/A

FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

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FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

Details Here

FRAUD ALERT

Sierra Central members are receiving calls/texts from fraudsters claiming to be from Sierra Central.

Details Here

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Sierra Central makes no warranties, either express or implied, concerning the content of such linked sites, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Sierra Central warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination.

Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.

Home Equity Loan
Home Equity Loan

Home Equity Loan

Home Equity Loans - Use the equity in your home as collateral.

  • 15 year terms
  • Up to 70% CLTV
  • Primary residence or Investment Property
  • Fixed interest rate
  • Predictability and stability in monthly payments
  • A cost-effective borrowing option
  • No pre-payment penalty
7.25%
Rate
7.381%
*APR as low as
*APY as high as
  • For home improvements, debt consolidation, or major expenses. You have the flexibility in how the funds are utilized.

Learn more
Apply Now

Financial Product Calculator

How much can I afford?
This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.
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Calculator Results

Based on the information entered, the total amount that you can afford to pay on your car, taxes, and document fees is:

*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum loan amount of $250,000. APR = Annual Percentage Rate. Not eligible for a 2nd mortgage if the 1stmortgage has a negative amortization feature. The loan program allows up to 85% combined LTV (Loan-To-Value). Combined LTV that exceeds 80% requires additional pricing. The information provided assumes a 740 credit score and that the subject property will be used as a primary residence. Example: Second Mortgage, loan amount of $250,000. The assumed credit score is 740. At an interest rate of 6.875%, the APR for this loan is 6.949%. The payment schedule for a 15-year loan would be approximately $2,229.64 (Principal & Interest) per month. The example was based at 80% combined Loan-To-Value. We reserve the right to correct printing errors. Membership open to anyone who lives, works, worships or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. Any rates, fees and terms subject to certain criteria and may vary. Equal Housing Opportunity. NMLS#786202