Sierra Central RatesSierra Central Rates
Current rates

Our Rates. If it's time to save or spend, let Sierra Central help make your goals reality.

Mortgages

Exclusive rates for members
Please Select Rate
Adjustable Rate Mortgage (2/2)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Adjustable Rate Mortgage (5/1)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
VA Fixed Rate Mortgage (15-Year)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Fixed Rate Mortgage (15-Year)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Fixed Rate Mortgage (20-Year)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Fixed Rate Mortgage (30-Year)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
First Time Home Buyers (Town of Paradise)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
GSFA Platinum Down Payment Assistance Program
Rate
APR*
Intro Rate
As of date:
May 14, 2025
VA Fixed Rate Mortgage (30-Year)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Fixed Rate Mortgage (Jumbo)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Fixed Rate CO Refinance Mortgage (Jumbo)
Rate
APR*
Intro Rate
As of date:
May 14, 2025
Lot Loan
Rate
APR*
Intro Rate
As of date:
May 14, 2025
*APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. As low as rate based on platinum tier and 72 month financing.  Rates are subject to change without notice. LTV = Loan to value. All loans subject to credit approval and some restrictions may apply. Payment example Motorcycle Loan: Estimated APR of 10.99% on a loan amount of $25,000, for 72 months= Payments as low as $478.00 per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.

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Couple getting help from Sierra Central