Our Rates. If it's time to save or spend, let Sierra Central help make your goals reality.

Credit Cards

Exclusive rates for members



VISA® Premier

*APR as low as

Up to

Intro Rate

25-day grace period on purchases.

As of date:

April 1, 2025

VISA® Premier Rewards

*APR as low as

Up to

Intro Rate

25-day grace period on purchases.

As of date:

April 1, 2025

Business VISA®

*APR as low as

Up to

Intro Rate

As of date:

April 1, 2025

My First VISA®

*APR as low as

Up to

Intro Rate

As of date:

April 1, 2025

Secured VISA®

*APR as low as

Up to

Intro Rate

As of date:

April 1, 2025

^{*APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. As low as rate based on platinum tier and 72 month financing. Rates are subject to change without notice. LTV = Loan to value. All loans subject to credit approval and some restrictions may apply. Payment example Motorcycle Loan: Estimated APR of 10.99% on a loan amount of $25,000, for 72 months= Payments as low as $478.00 per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.}

Need something else?

Sierra Central members are always welcome to stop by one of our 19 branch locations. Sometimes speaking with a local financial expert, is just what is needed!

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