Our Rates. If it's time to save or spend, let Sierra Central help make your goals reality.

Consumer Loans

Exclusive rates for members



Line of Credit

*APR as low as

Up to

Intro Rate

As of date:

April 1, 2025

Auto: New or Used

*APR as low as

Up to

Intro Rate

125% of MSRP (includes tax, license and MRC) + GAP

As of date:

April 1, 2025

RV: New or Used

*APR as low as

Up to

Intro Rate

As of date:

April 1, 2025

Signature Loan

*APR as low as

Up to

Intro Rate

As of date:

April 1, 2025

ATV, Jet Ski, Snowmobile: New or Used

*APR as low as

Up to

Intro Rate

LTV up to 150% of invoice or wholesale NADA guide values where max vehicle age <= 10 years

As of date:

April 1, 2025

Boat: New or Used

*APR as low as

Up to

Intro Rate

LTV up to 150% of invoice or wholesale NADA guide values

As of date:

April 1, 2025

Motorcycle: New or Used

*APR as low as

Up to

Intro Rate

LTV up to 90%

As of date:

April 1, 2025

^{*APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. As low as rate based on platinum tier and 72 month financing. Rates are subject to change without notice. LTV = Loan to value. All loans subject to credit approval and some restrictions may apply. Payment example Motorcycle Loan: Estimated APR of 10.99% on a loan amount of $25,000, for 72 months= Payments as low as $478.00 per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.}

Need something else?

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