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No down payment or mortgage insurance required.
Significantly lower fees to borrower and relaxed credit requirements
Lower fixed interest rates and allows for higher debt-to-income ratios
*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum loan amount of $806,500. APR = Annual Percentage Rate. All mortgage rates are based on a 60-day lock. Rates are subject to change at any time. LTV = Loan to Value ratio. Example: First Mortgage Loan – Purchase a property with a loan amount of $250,000 and an estimated value of $250,000. The property is in Yuba City, CA. This program allows for 100% financing. Mortgage Insurance is not required. The assumed credit score is 600. At a 6.75% interest rate, the APR for this loan type is 6.895%. The payment schedule for a 15-year loan would be approximately $2,212.27(Principal & Interest) per month. The example was based on 100% LTV. We reserve the right to correct printing errors. Membership open to anyone who lives, works, worships or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. Any rates, fees and terms subject to certain criteria and may vary. Equal Housing Opportunity. NMLS#786202
