IMPORTANT ANNOUNCEMENT - Local Roots. Expanded Possibilities.
You are leaving Sierra Central Credit Union
Links to non-Sierra Central websites are provided solely as pointers to information that may be useful to SierraCentral.com users. Sierra Central has no control over the content on such websites.
Sierra Central makes no warranties, either express or implied, concerning the content of such linked sites, including the accuracy, completeness, reliability or suitability thereof for any particular purpose, nor does Sierra Central warrant that such site or content is free from any claims of copyright, trademark or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination.
Sierra Central does not guarantee the authenticity of documents on the Internet. Links to non-Sierra Central sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information or services offered at such sites, or any representation regarding the content at such sites. The privacy policies of Sierra Central Credit Union do not apply to linked Websites. Please consult the privacy disclosures on such sites for further information.
From buying a new home to refinancing, we'll guide you to a solution that fits your needs.
Home Equity Line of Credit (HELOC)
A fixed low-interest loan for U.S. Military members (Active Duty & Veterans) and their families.
No down payment or mortgage insurance required.
- 100% financing
- Government backed 15-year mortgage
- For purchase or refinance
- No Private Mortgage Insurance (PMI)
- No down payment
Significantly lower fees to borrower and relaxed credit requirements
Lower fixed interest rates and allows for higher debt-to-income ratios
From Loan to Home
Home purchasing has a lot of steps and can be emotional at times; We were in good hands and never felt alone through the process.
Home Lending Resources
.png)
Your Real Estate Lending Experts
Mortgage Calculator
Home Equity Line of Credit
Home Loans
.png)
Your Real Estate Lending Experts
Financial Calculators
Member promotions for every stage of your journey.
*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum loan amount of $832,750. APR = Annual Percentage Rate. All mortgage rates are based on a 60-day lock. Rates are subject to change at any time. LTV= Loan to Value ratio. Example: First Mortgage Loan – Purchase a property with a loan amount of $250,000 and an estimated value of $250,000. The property is in Yuba City, CA. This program allows for 100% financing. Mortgage Insurance is not required. The assumed credit score is 600. At a 6.125% interest rate, the APR for this loan type is 6.344%. The payment schedule for a 15-year loan would be approximately $2126.56 (Principal & Interest) per month. The example was based on 100% LTV. We reserve the right to correct printing errors. Membership open to anyone who lives, works, or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. Any rates, fees and terms subject to certain criteria and may vary. Equal Housing Opportunity. NMLS# 786202
A fixed low-interest loan for U.S. Military members (Active Duty & Veterans) and their families.
No down payment or mortgage insurance required.
- 100% financing
- A Government backed 30-year mortgage
- For Purchases or Refinances
- No Private Mortgage Insurance (PMI)
- No down payment
Significantly lower fees to borrower and relaxed credit requirements
Lower fixed interest rates and allows for higher debt-to-income ratios
From Loan to Home
Home purchasing has a lot of steps and can be emotional at times; We were in good hands and never felt alone through the process.
Home Lending Resources
Your Real Estate Lending Experts
Mortgage Calculator
Home Equity Line of Credit
Home Loans
Your Real Estate Lending Experts
Financial Calculators
Member promotions for every stage of your journey.
*All loans subject to credit approval and some restrictions may apply. Sierra Central fees include, but are not limited to, processing fees, underwriting fees, and closing documentation fees. Maximum loan amount of $832,750. APR = Annual Percentage Rate. All mortgage rates are based on a 60-day lock. Rates are subject to change at any time. LTV= Loan to Value ratio. Example: First Mortgage Loan – Purchase a property with a loan amount of $250,000 and an estimated value of $250,000. The property is in Yuba City, CA. This program allows for 100% financing. Mortgage Insurance is not required. The assumed credit score is 600. At a 6.25% interest rate, the APR for this loan type is 6.382%. The payment schedule for a 30-year loan would be approximately $1539.29 (Principal & Interest) per month. The example was based on 100% LTV. We reserve the right to correct printing errors. Membership open to anyone who lives, works, or attends school in any of our branch location counties. Membership and/or participation fees may apply. Other restrictions may apply; must meet account opening criteria to join. Any rates, fees and terms subject to certain criteria and may vary. Equal Housing Opportunity. NMLS# 786202