Member Offers & Promotions

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)
Personal Loan
with a rate as low as
8.49%
APR

With up to a 3-month payment deferral.

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The Promotion

Invest in your home with a Home Equity Line of Credit! Now for a limited time, we are offering a fixed rate of 4.5% APR* for 6 months.

If you’re looking to remodel, add solar, or upgrade your kitchen, a HOME EQUITY LINE OF CREDIT from a HOME LENDER who understands your financial situation and your personal goals, is a great investment solution. Let Sierra Central help you invest in your home and your future!

  • Introductory Rate: 4.5% fixed for 6 months.
  • Flexible Use: Funds can be used for home improvements, debt consolidation, education, expenses, and more.
  • Potential Savings: Take advantage of this low rate to save on interest payments compared to credit cards or personal loans.
  • Quick and easy application process.

On top of this great fixed rate, Sierra Central will cover your Home Equity Line of Credit (HELOC) closing costs!

To take advantage of this promotion or for more details, please visit your local branch or call 800-222-7228.

*Offer valid on Primary Residence, Second Homes, and Investment Properties. Max line amount $250,000 for Primary Residence and Second Homes. Max line amount $100,000 for Investment Properties. Minimum initial advance at funding $50,000. Manufactured Homes and Condominiums are ineligible. SFR, 1-4 Units are eligible. Rate, terms and fees subject to credit approval and underwriting guidelines and can change at any time without notice.

8-Month Share Certificate
8-Month Share Certificate
with a rate as high as
3.66%
APY

On balances of $100,000 or more.

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8-Month Share Certificate
8-Month Share Certificate
with a rate as high as
3.66%
APY

On balances of $100,000 or more.

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Personal Loan
Personal Loan
with a rate as low as
8.49%
APR

With up to a 3-month payment deferral.

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Personal Loan
Personal Loan
with a rate as low as
8.49%
APR

With up to a 3-month payment deferral.

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70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

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70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500 when you refer friends to Sierra Central!

Refer and earn when a new qualified personal Checking account is opened.

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Refer-A-Friend
Refer-A-Friend
Earn up to $500 when you refer friends to Sierra Central!

Refer and earn when a new qualified personal Checking account is opened.

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Investor Money Market
Investor Money Market
For a limited time, special rate for as high as
2.12%
APY

‍On balances of $300,000 or more.‍

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Investor Money Market
Investor Money Market
For a limited time, special rate for as high as
2.12%
APY

‍On balances of $300,000 or more.‍

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

Read more