Member Offers & Promotions

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

Read more
The Promotion

Invest in your home with a Home Equity Line of Credit - and we will cover your Closing Costs!

If you’re looking to remodel, add solar, or upgrade your kitchen, a HOME EQUITY LINE OF CREDIT from a HOME LENDER who understands your financial situation and your personal goals, is a great investment solution. Let Sierra Central help you invest in your home and your future!

  • ‍Flexible Use: Funds can be used for home improvements, debt consolidation, education expenses, and more
  • ‍Potential Savings: Take advantage of our low HELOC rates and save on interest payments compared to other borrowing options like credit cards or personal loans
  • Quick and easy application process

‍

Let Sierra Central help ease the burden of borrowing—Closing Costs waived!

‍

To take advantage of this promotion or for more details, please visit your local branch, apply online, or call 800-222-7228.

‍

*Promotional offer valid on Primary Residence and Second Homes. Max line amount $250,000 for Primary Residence and Second Homes. Minimum initial advance at funding $60,000. SFR, 1-4 Units eligible. Investment Properties, Manufactured Homes, and Condominiums not eligible. Rate, terms and fees subject to credit approval and underwriting guidelines and can change at any time without notice.

‍

Run Your Professional Services Business on Clover
Run Your Professional Services Business on Clover
Use Clover to take charge of your cash flow.
Read more
Run Your Professional Services Business on Clover
Run Your Professional Services Business on Clover
Use Clover to take charge of your cash flow.
Read more
Cash Back VISA
Cash Back VISA
Earn 2% Cash Back on every purchase and 3% in select categories.
Read more
Cash Back VISA
Cash Back VISA
Earn 2% Cash Back on every purchase and 3% in select categories.
Read more
Personal Loan
Personal Loan
with a rate as low as
8.24%
APR

Offering up to a 3-month payment deferral.

Read more
Personal Loan
Personal Loan
with a rate as low as
8.24%
APR

Offering up to a 3-month payment deferral.

Read more
Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

Read more
Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

Read more
7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

Read more
7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

Read more
$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

Read more
$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

Read more