Member Offers & Promotions

Home Equity Line of Credit (HELOC)

Home Equity Line of Credit (HELOC)
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

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The Promotion

Invest in your home with a Home Equity Line of Credit - and we will cover your Closing Costs!

If you’re looking to remodel, add solar, or upgrade your kitchen, a HOME EQUITY LINE OF CREDIT from a HOME LENDER who understands your financial situation and your personal goals, is a great investment solution. Let Sierra Central help you invest in your home and your future!

  • ‍Flexible Use: Funds can be used for home improvements, debt consolidation, education expenses, and more
  • ‍Potential Savings: Take advantage of our low HELOC rates and save on interest payments compared to other borrowing options like credit cards or personal loans
  • Quick and easy application process

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Let Sierra Central help ease the burden of borrowing—Closing Costs waived!

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To take advantage of this promotion or for more details, please visit your local branch, apply online, or call 800-222-7228.

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*Promotional offer valid on Primary Residence and Second Homes. Max line amount $250,000 for Primary Residence and Second Homes. Minimum initial advance at funding $60,000. SFR, 1-4 Units eligible. Investment Properties, Manufactured Homes, and Condominiums not eligible. Rate, terms and fees subject to credit approval and underwriting guidelines and can change at any time without notice.

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Cash Back VISA
Cash Back VISA
Earn 2% Cash Back on every purchase and 3% in select categories.
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Cash Back VISA
Cash Back VISA
Earn 2% Cash Back on every purchase and 3% in select categories.
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Personal Loan
Personal Loan
with a rate as low as
8.24%
APR

Offering up to a 3-month payment deferral.

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Personal Loan
Personal Loan
with a rate as low as
8.24%
APR

Offering up to a 3-month payment deferral.

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

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7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

Read more
Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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