Are you in need of a kitchen remodel, solar or a pool? 
Sierra Central can help you work that plan.
A beautiful new kitchen, featuring white cabinets, quartz countertops and brass fixtures is possible with a Sierra Central HELOC.
- Variable rate payment terms available
- Loans or Lines of Credit from $10,000 to $100,000
- Loans secured by first or second deed of trust
- Low or no cost loan fee options
- Or a small balance Home Equity Loan with minimal fees and low APR*

Payment Example: $50,000.00 line of credit balance at an estimated variable APR of 4.0%, monthly payment as low as $369.84.

Get Connected with a Home Equity Specialist

If you’re looking for a home equity lender who understands your financial situation and your personal goals, let Sierra Central Credit Union help you with your home equity needs.
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Stated rate is based on home equity line being in second lien position. All loans subject to credit approval and some restriction may apply. Rates, fees, terms and conditions are subject to change and may vary based on credit worthiness, qualifications, and collateral conditions.
APR=Annual Percentage Rate

Home Equity Lines-of-Credit
are 25 year terms, principal and interest.  Not available on manufactured homes. Subject to credit approval, underwriting guidelines. Some restrictions and fees may apply.

Home Equity Loans are 15 year terms. Not available on manufactured homes. Subject to credit approval, underwriting guidelines and LTV (Loan to value) requirements. Some restrictions and fees may apply.

Example Home Equity Line-of-Credit: $50,000 Loan at Estimated 5.500% APR for 180months = Payment as low as $408.54 per month.

Small Balance Home Equity Loans available for loan amounts of $25,000 or less with a rapid approval process.

Consumer fee schedule

BECOME A MEMBER and find out for yourself, why Sierra Central Credit Union
is Northern California's premier
financial institution.