Member Offers & Promotions

Cash Back Visa

Cash Back Visa
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

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The Promotion

What if the Credit Card you use every day actually gave you more in return?

Introducing Sierra Central's new Cash Back VISA®.

‍

Earn 2% Cash Back on every purchase and 3% in select categories.

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With great rates, no annual fee, and Cash Back, it's a card that works as hard as you do.

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And for a limited time, earn 3% Cash Back on these select categories:

  • Food & Groceries
  • Home Improvement
  • Dining Out

Learn More

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Interested in applying for this Credit Card? We have a few options:

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  1. Call our Virtual Branch at 800-222-7228 ‍
  2. Visit one of our 18 branch locations
  3. Apply online at SierraCentral.com/VISA

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*APR=Annual Percentage Rate. Stated Rates are effective as of the date of publication and are subject to change at any time without notice. Stated “As low as” rates and APR are based on certain criteria and underwriting guidelines that include, but are not limited to, credit worthiness, loan to values, products, collateral type, taxes, licensing, insurance, and specific product underwriting. All loans are subject to credit approval and underwriting guidelines and some restrictions may apply. Must enroll in Online Banking and have a valid email address to redeem points. Membership and/or participation fees may apply. Membership is open to those who live, work, or attend school in any of our branch location counties. We reserve the right to correct publishing errors. **Low introductory rates may be available for limited terms and will adjust to prime interest rate plus a margin after the introductory period. Sierra Central is an Equal Opportunity Lender and Federally Insured by the NCUA.

Personal Loan
Personal Loan
with a rate as low as
8.24%
APR

Offering up to a 3-month payment deferral.

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Personal Loan
Personal Loan
with a rate as low as
8.24%
APR

Offering up to a 3-month payment deferral.

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

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7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

Read more
$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

Read more
Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

Read more
15-Month Share Certificate SPECIAL
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

Read more
15-Month Share Certificate SPECIAL
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

Read more