Member Offers & Promotions

Personal Loan

Personal Loan
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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The Promotion

For a limited time, Sierra Central Credit Union is offering a rate as low as 8.49% APR* on Personal Loans, with up to a 3-month payment deferral.

A personal loan is a flexible financial tool that helps cover a wide range of expenses, including:

  • Vacation Plans
  • Cosmetic Surgery
  • Home Improvement
  • Medical Bills
  • Wedding
  • Debt Consolidation
  • Auto Repairs
  • Tax Debt
  • Emergecy Expenses
  • and more

Visit your local branch for details or call 800-222-7228.

*8.49% APR (Annual Percentage Rate) is available October 1, 2025 and is subject to change at any time thereafter and subject to rules, restrictions and underwriting guidelines. Delayed payment of up to 3 months available for a limited time, now through October 31, 2025. Rate, terms and fees subject to credit approval and can change at any time without notice. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within a range of rates and depend on a variety of factors, including evaluation of your credit worthiness, income and other factors. Membership open to all that live, work, worship or attend school in any branch location county. Membership and/or participation fees may apply.

8-Month Share Certificate
8-Month Share Certificate
with a rate as high as
APY

On balances of $100,000 or more.

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8-Month Share Certificate
8-Month Share Certificate
with a rate as high as
APY

On balances of $100,000 or more.

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70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

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70th Anniversary
70th Anniversary
Celebrating 70 Years

Thank you to our members and community for helping us reach this milestone!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500 when you refer friends to Sierra Central!

Refer and earn when a new qualified personal Checking account is opened.

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Refer-A-Friend
Refer-A-Friend
Earn up to $500 when you refer friends to Sierra Central!

Refer and earn when a new qualified personal Checking account is opened.

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Investor Money Market
Investor Money Market
For a limited time, special rate for as high as
2.12%
APY

‍On balances of $300,000 or more.‍

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Investor Money Market
Investor Money Market
For a limited time, special rate for as high as
2.12%
APY

‍On balances of $300,000 or more.‍

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
With an introductory rate of 4.5% fixed APR*

Introductory rate valid for 6-months, plus no closing costs!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
With an introductory rate of 4.5% fixed APR*

Introductory rate valid for 6-months, plus no closing costs!

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