Member Offers & Promotions

Personal Loan

Personal Loan
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

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The Promotion

For a limited time, Sierra Central Credit Union is offering a rate as low as 8.24% APR* on Personal Loans, with up to a 3-month payment deferral.

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A Personal Loan is a flexible financial tool that helps cover a wide range of expenses, including:

  • Vacation Plans
  • Cosmetic Surgery
  • Home Improvement
  • Medical Bills
  • Wedding
  • Debt Consolidation
  • Auto Repairs
  • Tax Debt
  • Emergency Expenses
  • and more

‍

Visit your local branch for details or call 800-222-7228.

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*8.24% APR (Annual Percentage Rate) is available October 1, 2026 and is subject to change at any time thereafter and subject to rules, restrictions and underwriting guidelines. Delayed payment of up to 3 months available for a limited time, now through October 31, 2026. Rate, terms and fees subject to credit approval and can change at any time without notice. Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within a range of rates and depend on a variety of factors, including evaluation of your credit worthiness, income and other factors. Membership open to all that live, work, worship or attend school in any branch location county. Membership and/or participation fees may apply.

Cash Back Visa
Cash Back Visa
Earn 2% Cash Back on every purchase and 3% in select categories.
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Cash Back Visa
Cash Back Visa
Earn 2% Cash Back on every purchase and 3% in select categories.
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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

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7-Month Share Certificate SPECIAL
7-Month Share Certificate SPECIAL
with a rate as high as
3.82%
APY

On balances of $100,000 or more.

Read more
$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through December 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

Read more
15-Month Share Certificate SPECIAL
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

Read more
15-Month Share Certificate SPECIAL
15-Month Share Certificate SPECIAL
with a rate as high as
4.18%
APY

On balances of $100,000 or more.

Read more