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Sierra Central Credit Union Welcome!  Sierra Central Credit Union is a credit union with locations throughout California.  Our commitment is to continue being the Best of Banking Where Your Live and Work!  We offer low and no cost checking accounts that include online, mobile banking and mobile deposit.  All Sierra Central Checking accounts offer access to almost 30,000 ATMs nationwide through the Co-Op ATM Network.  Plus we have 18 branches within our Northern California footprint! It is time to start “Checking” with Sierra Central for all your banking needs.