Member Offers & Promotions

Save More on Your Auto Loan

Save More on Your Auto Loan
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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The Promotion

For a limited time, eligible members may receive an extra .25% Auto Loan discount when automatic loan payments are set up from a Sierra Central Checking account, within 60 days of funding. It's a simple way to save more money on your Auto Loan, on top of our already competitive rates.

Whether you're purchasing a new or used vehicle or refinancing an existing Auto Loan, Sierra Central Credit Union offers flexible options designed to fit your budget.

Auto Loan Benefits

  • Same great rates for new and pre-owned vehicles
  • Financing up to 125% of the vehicle's value
  • Guaranteed Asset Protection (GAP) available
  • Mechanical Breakdown Protection (MBI) available
  • Flexible terms and convenient payment options
  • Loan amounts from $5,000 to $150,000

Apply Online, call 800-222-7228, or visit your local Sierra Central branch to get started.

*All loans are subject to credit qualification, income verification, and Sierra Central Lending policies. Rates and terms are based on creditworthiness, loan amount, and vehicle model year. The autopay rate discount is available on qualifying Auto Loans when automatic payments are established from a Sierra Central Checking account within 60 days of funding. This offer may expire and may vary. To qualify for this offer, you must be at least 18 years of age. Programs, rates, and terms are subject to change without notice. Membership eligibility is required. Membership and/or participation fees may apply. Sierra Central reserves the right to modify or discontinue this offer at any time. Annual percentage rate, terms, and conditions vary by vehicle and may change at any time without notice. Some restrictions may apply. Refinance options are valid only on non-Sierra Central Credit Union Auto Loans.

$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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Premier Rewards (Cash Back) VISA Credit Card
Premier Rewards (Cash Back) VISA Credit Card
Shop & Earn!

Cash Back, Amazon Pay w/Points, PayPal, Gift Cards and more!

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Premier Rewards (Cash Back) VISA Credit Card
Premier Rewards (Cash Back) VISA Credit Card
Shop & Earn!

Cash Back, Amazon Pay w/Points, PayPal, Gift Cards and more!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
Closing Costs Waived

Offer valid on Primary Residence, Second Homes, and Investment Properties.

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
Closing Costs Waived

Offer valid on Primary Residence, Second Homes, and Investment Properties.

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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