Member Offers & Promotions

Auto Loan Interest Deduction

Auto Loan Interest Deduction
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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The Promotion

Understanding the New Deduction

Starting with the 2025 tax year, a new federal law—the One Big Beautiful Bill Act (OBBBA)—allows eligible taxpayers to deduct up to $10,000 annually in interest paid on qualified auto loans. This deduction applies to new vehicles purchased for personal use and assembled in the United States.

Check your eligibility!

Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

Read more
Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

Read more
$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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Premier Rewards (Cash Back) VISA Credit Card
Premier Rewards (Cash Back) VISA Credit Card
Shop & Earn!

Cash Back, Amazon Pay w/Points, PayPal, Gift Cards and more!

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Premier Rewards (Cash Back) VISA Credit Card
Premier Rewards (Cash Back) VISA Credit Card
Shop & Earn!

Cash Back, Amazon Pay w/Points, PayPal, Gift Cards and more!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
Closing Costs Waived

Offer valid on Primary Residence, Second Homes, and Investment Properties.

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
Closing Costs Waived

Offer valid on Primary Residence, Second Homes, and Investment Properties.

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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