IMPORTANT MESSAGE FROM OUR CEO - Silicon Valley Bank Failure and Sierra Central Credit Union Safety.



A SECURED LOAN gives you the ability to borrow against your Sierra Central Share Certificate investment.

Once approved, get funds in 1 business day with direct deposit or by check in around 5 business days!
  • Borrow up to 95% of a Share Certificate of Deposit balance.
  • Low interest rate is based on what your Share Certificate account is earning plus 3.0%
  • Loan term cannot exceed the maturity date of your Share Certificate account
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APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.

All loans subject to credit approval and some restrictions may apply.

Payment example Auto Loan: Estimated APR: $25,000 Loan Amount at 2.99% APR, for 60 months= Payments as low as $449.32 per month.Payment example Signature Loan: Estimated APR: $25,000 Loan Amount at 7.94% APR, for 60 months= Payments as low as $507.00 per month.
Consumer Fee Schedule

BECOME A MEMBER and find out for yourself, why Sierra Central Credit Union
is Northern California's premier
financial institution.