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PERSONAL LOANS

Low fixed rates & flexible repayment terms!

Loans available online, through your local branch or instantly at any participating dealership. Visit our AutoSMART car buying service to find your next car or truck.

"The car buying process is stressful, but Sierra Central helped make it feel easy. They lead us through the process every step of the way and offered great rates!"
Brandon K. (Chico, CA)
New & Used Auto Loans from...
3.74
% APR
  • For new cars, borrow up to 125% of MSRP
  • For used cars, borrow up to 125% of High Kelley Blue Book
APPLY
SHOP VEHICLES
Rates and Annual Percentage Rates (APRs) may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

All loans subject to credit approval and some restrictions may apply. Secured loan does not require credit check and has a monthly payment requirement of $50.00.

Payment example Auto Loan: Estimated APR: $25,000 Loan Amount at 2.99% APR, for 60 months= Payments as low as $449.32 per month. Payment example Signature Loan: Estimated APR: $25,000 Loan Amount at 7.94% APR, for 60 months= Payments as low as $507.00 per month.

Consumer fee schedule

BECOME A MEMBER and find out for yourself, why Sierra Central Credit Union
is Northern California's premier
financial institution.