TRAFFIC DELAYS EXPECTED through Marysville due to the Old Hotel Marysville Fire. Details here.



Loans available online, through your local branch or instantly at any participating dealership. Visit our AutoSMART car buying service to find your next car or truck.

"The car buying process is stressful, but Sierra Central helped make it feel easy. They lead us through the process every step of the way and offered great rates!"
Brandon K. (Chico, CA)

Low fixed rates & flexible repayment terms!

New & Used Auto Loans from...
  • For new cars, borrow up to 125% of MSRP
  • For used cars, borrow up to 125% of High Kelley Blue Book
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.

All loans subject to credit approval and some restrictions may apply. 

Payment example Auto Loan: Estimated APR of 6.49% on a loan amount of $35,000, for 60 months= Payments as low as $684.65per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.   

Payment example Signature Loan: Estimated APR of 9.74% on a loan amount of $25,000, for 60 months= Payments as low as $527.98 per month.
Consumer Fee Schedule