Member Offers & Promotions

Premier Rewards (Cash Back) VISA Credit Card

Premier Rewards (Cash Back) VISA Credit Card
Clover Promotion
Accept payments. Run your business. Sell more.

Now through September 30, 2025.

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The Promotion

SHOP, EARN, and CHOOSE "your" rewards with a Premier Rewards (Cash Back) VISA® Credit Card from Sierra Central.

Our Premier Rewards (Cash Back) VISA® Credit Card offers:

  • Competitive Rates
  • No Cost Balance Transfer
  • Tap-to-Pay
  • No Annual Fee
  • Plus... great rewards!

Personalize your rewards to best fit your spending needs! With UChoose Rewards, members have the option to select from the following reward options:

  • Cash Back
  • Amazon Pay w/points
  • Paypal
  • Gift Cards
  • Travel
  • Merchandise
  • and more!

Current Credit card members who have not enrolled in UChoose Rewards, activation is simple:

  • Login to your Sierra Central Online Banking Account
  • Click on Credit Cards
  • Select Premier Rewards (Cash Back) VISA Credit Card
  • "Activate" your UChoose Rewards
  • Start shopping

Rates & Apply Online

Interested in applying for this credit card, we have a few options:

  1. Call our Virtual Branch at 800-222-7228
  2. Visit one of our 19 branch locations, SierraCentral.com/find-a-branch
  3. Apply online at SierraCentral.com/borrow/credit-cards
Refer-A-Friend
Refer-A-Friend
Earn up to $500 when you refer friends to Sierra Central!

Refer and earn when a new qualified personal Checking account is opened.

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Refer-A-Friend
Refer-A-Friend
Earn up to $500 when you refer friends to Sierra Central!

Refer and earn when a new qualified personal Checking account is opened.

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Investor Money Market
Investor Money Market
For a limited time, special rate for as high as
2.27%
APY

‍On balances of $300,000 or more.‍

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Investor Money Market
Investor Money Market
For a limited time, special rate for as high as
2.27%
APY

‍On balances of $300,000 or more.‍

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11-Month Share Certificate
11-Month Share Certificate
with a rate as high as
3.92%
APY

On balances of $100,000 or more.

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11-Month Share Certificate
11-Month Share Certificate
with a rate as high as
3.92%
APY

On balances of $100,000 or more.

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Pay's for A's Contest
Pay's for A's Contest
Good grades are rewarded!

5 winners receive $200 each semester!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
With an introductory rate of 4.5% fixed APR*

Introductory rate valid for 6-months, plus no closing costs!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
With an introductory rate of 4.5% fixed APR*

Introductory rate valid for 6-months, plus no closing costs!

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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