Member Offers & Promotions

Premier Rewards (Cash Back) VISA Credit Card

Premier Rewards (Cash Back) VISA Credit Card
Clover Promotion
Accept payments. Run your business. Sell more.

Now through September 30, 2025.

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The Promotion

SHOP, EARN, and CHOOSE "your" rewards with a Premier Rewards (Cash Back) VISA® Credit Card from Sierra Central.

Our Premier Rewards (Cash Back) VISA® Credit Card offers:

  • Competitive Rates
  • No Cost Balance Transfer
  • Tap-to-Pay
  • No Annual Fee
  • Plus... great rewards!

Personalize your rewards to best fit your spending needs! With UChoose Rewards, members have the option to select from the following reward options:

  • Cash Back
  • Amazon Pay w/points
  • Paypal
  • Gift Cards
  • Travel
  • Merchandise
  • and more!

Current Credit card members who have not enrolled in UChoose Rewards, activation is simple:

  • Login to your Sierra Central Online Banking Account
  • Click on Credit Cards
  • Select Premier Rewards (Cash Back) VISA Credit Card
  • "Activate" your UChoose Rewards
  • Start shopping

Rates & Apply Online

Interested in applying for this credit card, we have a few options:

  1. Call our Virtual Branch at 800-222-7228
  2. Visit one of our 19 branch locations, SierraCentral.com/find-a-branch
  3. Apply online at SierraCentral.com/borrow/credit-cards
Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
With an introductory rate of 4.5% fixed APR*

Introductory rate valid for 6-months, plus no closing costs!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
With an introductory rate of 4.5% fixed APR*

Introductory rate valid for 6-months, plus no closing costs!

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11-Month Share Certificate
11-Month Share Certificate
with a rate as high as
4.02%
APY

On balances of $100,000 or more.

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11-Month Share Certificate
11-Month Share Certificate
with a rate as high as
4.02%
APY

On balances of $100,000 or more.

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Clover Promotion
Clover Promotion
Accept payments. Run your business. Sell more.

Now through September 30, 2025.

Read more
Clover Promotion
Clover Promotion
Accept payments. Run your business. Sell more.

Now through September 30, 2025.

Read more
Refer-A-Friend
Refer-A-Friend
Refer and earn $100 for you + your friend!

When a new qualified personal Checking account is opened!

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Refer-A-Friend
Refer-A-Friend
Refer and earn $100 for you + your friend!

When a new qualified personal Checking account is opened!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2025 receive a discount up to 1%
APR*

Affordable auto financing!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2025 receive a discount up to 1%
APR*

Affordable auto financing!

Read more