Member Offers & Promotions

Premier Rewards (Cash Back) VISA Credit Card

Premier Rewards (Cash Back) VISA Credit Card
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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The Promotion

SHOP, EARN, and CHOOSE "your" rewards with a Premier Rewards (Cash Back) VISA® Credit Card from Sierra Central.

Our Premier Rewards (Cash Back) VISA® Credit Card offers:

  • Competitive Rates
  • No Cost Balance Transfer
  • Tap-to-Pay
  • No Annual Fee
  • Plus... great rewards!

Personalize your rewards to best fit your spending needs! With UChoose Rewards, members have the option to select from the following reward options:

  • Cash Back
  • Amazon Pay w/points
  • Paypal
  • Gift Cards
  • Travel
  • Merchandise
  • and more!

Current Credit card members who have not enrolled in UChoose Rewards, activation is simple:

  • Login to your Sierra Central Online Banking Account
  • Click on Credit Cards
  • Select Premier Rewards (Cash Back) VISA Credit Card
  • "Activate" your UChoose Rewards
  • Start shopping

Rates & Apply Online

Interested in applying for this credit card, we have a few options:

  1. Call our Virtual Branch at 800-222-7228
  2. Visit one of our 19 branch locations, SierraCentral.com/find-a-branch
  3. Apply online at SierraCentral.com/borrow/credit-cards
$500 Home Loan Closing Cost Credit
$500 Home Loan Closing Cost Credit
$500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$500 Home Loan Closing Cost Credit
$500 Home Loan Closing Cost Credit
$500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

Read more
Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Get Paid Early
Get Paid Early
Get Paid Early— up to 2 business days!

Why wait for payday when you don’t have to?

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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
Closing Costs Waived

Offer valid on Primary Residence, Second Homes, and Investment Properties.

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Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
Closing Costs Waived

Offer valid on Primary Residence, Second Homes, and Investment Properties.

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9-Month Share Certificate
9-Month Share Certificate
with a rate as high as
3.92%
APY

On balances of $100,000 or more.

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9-Month Share Certificate
9-Month Share Certificate
with a rate as high as
3.92%
APY

On balances of $100,000 or more.

Read more