Member Offers & Promotions

Premier Rewards (Cash Back) VISA Credit Card

Premier Rewards (Cash Back) VISA Credit Card
Run Your Professional Services Business on Clover
Use Clover to take charge of your cash flow.
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The Promotion

SHOP, EARN, and CHOOSE "your" rewards with a Premier Rewards (Cash Back) VISA® Credit Card from Sierra Central.

Our Premier Rewards (Cash Back) VISA® Credit Card offers:

  • Competitive Rates
  • No Cost Balance Transfer
  • Tap-to-Pay
  • No Annual Fee
  • Plus... great rewards!

Personalize your rewards to best fit your spending needs! With UChoose Rewards, members have the option to select from the following reward options:

  • Cash Back
  • Amazon Pay w/points
  • Paypal
  • Gift Cards
  • Travel
  • Merchandise
  • and more!

Current Credit card members who have not enrolled in UChoose Rewards, activation is simple:

  • Login to your Sierra Central Online Banking Account
  • Click on Credit Cards
  • Select Premier Rewards (Cash Back) VISA Credit Card
  • "Activate" your UChoose Rewards
  • Start shopping

Rates & Apply Online

Interested in applying for this credit card, we have a few options:

  1. Call our Virtual Branch at 800-222-7228
  2. Visit one of our 18 branch locations, SierraCentral.com/find-a-branch
  3. Apply online at SierraCentral.com/borrow/credit-cards
Run Your Professional Services Business on Clover
Run Your Professional Services Business on Clover
Use Clover to take charge of your cash flow.
Read more
Run Your Professional Services Business on Clover
Run Your Professional Services Business on Clover
Use Clover to take charge of your cash flow.
Read more
Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Refer-A-Friend
Refer-A-Friend
Earn up to $500* when you refer friends to SCCU

Thank you for your membership—time to be rewarded!

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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
Middle Income Down Payment Assistance Program
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Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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Save More on Your Auto Loan
Save More on Your Auto Loan
Extra .25% discount on Auto Loans

For a limited time, eligible members may receive an extra .25% discount on their Auto Loan when payments are set up from a Sierra Central Checking account.

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2026 receive a discount up to 1%
APR*

Affordable auto financing!

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Enterprise Car Sales
Enterprise Car Sales
Through December 31, 2026 receive a discount up to 1%
APR*

Affordable auto financing!

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

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$1,500 Home Loan Closing Cost Credit
$1,500 Home Loan Closing Cost Credit
$1,500 Closing Cost Credit now through August 31, 2026

Whether you're purchasing a new home or refinancing, this limited‑time offer helps you save right from the start.

Read more