Identity Theft: Protecting Your Child Early

Start Protecting Your Child’s Identity Early

Guard Their Future by Safeguarding Their Information Today

Your child’s personal information may seem harmless now, but in the hands of identity thieves, it can be misused long before your child ever applies for a loan, a job, or financial aid. The worst part? You may not even know there's a problem until years later.

That’s why it’s essential to start protecting your child’s sensitive data from an early age.

Why Your Child’s Information Is Valuable

A child’s Social Security number can be used by criminals to:

• Open credit cards or bank accounts
• Apply for loans or government benefits
• Commit other forms of financial fraud

These activities may go undetected for years, causing serious issues when your child begins their financial journey as a teen or young adult.

Smart Steps to Safeguard Their Data

1. Keep Sensitive Documents Secure

• Store Social Security cards, birth certificates, and medical records in a locked drawer or password-protected digital file.
• Never carry a child’s Social Security card or birth certificate unless absolutely necessary.

2. Shred Personal Documents

• Always shred papers containing your child’s information before discarding them—including prescription labels, medical forms, or school documents.
• If you're discarding an old device that holds personal data, make sure to fully wipe the hard drive.

3. Be Cautious When Filling Out Forms

• If you’re asked to provide your child’s personal information at school, a doctor’s office, or elsewhere—ask if it’s required, how it will be used, and how it will be protected.
• If a Social Security number isn’t absolutely necessary, leave it blank.

Check for Signs of Identity Theft

The Federal Trade Commission (FTC) recommends checking for a credit report around your child’s 16th birthday. If a report exists and shows unauthorized activity, take action right away to correct the issue before it impacts their adult life.

• Visit AnnualCreditReport.com to request a free credit report from each of the three major bureaus.
• If you suspect identity theft, file a report at IdentityTheft.gov and follow the FTC’s recommended steps.

Protect Now. Prevent Later.

Protecting your child’s personal information today can help them avoid serious financial trouble down the road. Start early, stay aware, and make privacy protection part of your family’s routine.

‍