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Home Equity Rates

Home Equity Line of Credit
6.250
% APR
Min FICO 800
6.500
% APR
Min FICO 720
6.750
% APR
Min FICO 680
Home Equity Loan
5.750
% APR
Min FICO 800
6.000
% APR
Min FICO 720
6.250
% APR
Min FICO 680
APR=Annual Percentage Rate

Home Equity Lines-of-Credit
are 25 year terms, principal and interest.  Not available on manufactured homes. Subject to credit approval, underwriting guidelines. Some restrictions and fees may apply.

Home Equity Loans are 15 year terms. Not available on manufactured homes. Subject to credit approval, underwriting guidelines and LTV (Loan to value) requirements. Some restrictions and fees may apply.

Example Home Equity Line-of-Credit: $50,000 Loan at Estimated 5.500% APR for 180months = Payment as low as $408.54 per month.

Small Balance Home Equity Loans available for loan amounts of $25,000 or less with a rapid approval process.

Consumer fee schedule

BECOME A MEMBER and find out for yourself, why Sierra Central Credit Union
is Northern California's premier
financial institution.