Members, please be aware!  Sierra Central Members are receiving calls from fraudsters claiming to be from Sierra Central's fraud department. Details here.



Low fixed rate and repayment terms from 60 to 120 months.

Loans available online or by visiting your local branch.

New & Used Boats, RVs, and Trailers from...
  • Loan-to-value (LTV) up to 150% of invoice or wholesale NADA guide values
  • Loans for used vehicles 10-years old or newer
Motorcycles, Jet Skis and Snowmobiles from...
  • Loan-to-value (LTV) up to 90% for new and used vehicles
Apply Now
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.

All loans subject to credit approval and some restrictions may apply. 

Payment example Auto Loan: Estimated APR of 6.49% on a loan amount of $35,000, for 60 months= Payments as low as $684.65per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.   

Payment example Signature Loan: Estimated APR of 9.74% on a loan amount of $25,000, for 60 months= Payments as low as $527.98 per month.
Consumer Fee Schedule