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CONSUMER LOANS

Add a layer of protection to your Checking account with a Line-of-Credit.

LINE OF CREDIT

A line of credit is essentially a revolving loan that allows you to access the money you need as you need it, up to a certain limit. As the money is repaid, you can borrow up to that limit again. So, when that unexpected issue arises, WE'VE GOT YOU COVERED!
ATTACH A LINE OF CREDIT

Attach a Line-of-Credit to your Checking account for "Overdraft Protection". If your account goes into overdraft, having a LINE OF CREDIT means you will not incur overdraft fees, since money will be pulled from your LINE OF CREDIT.

A Line-of-Credit can also serve as “cash on hand” and be a stand-alone product serving as a revolving Line-of-Credit, when you need it the most. When your car needs a quick fix or your water heater breaks, you have the cash to fix the issue and move forward.

BECOME A MEMBER and find out for yourself, why Sierra Central Credit Union
is Northern California's premier
financial institution.

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1351 Harter Pkwy
Yuba City, CA 95993
Routing # 321174770
1-800-222-7228

Consumer Fee Schedule | Business Fee Schedule | Privacy Policy | CCPA
APR = Annual Percentage Rate may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

LTV = Loan to value.
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All loans subject to credit approval and some restrictions may apply. 

Payment example Auto Loan: Estimated APR of 6.49% on a loan amount of $35,000, for 60 months= Payments as low as $684.65per month. Lower rate options may be available based on a lower loan-to-value percentage, credit tier, or length of membership.   

Payment example Signature Loan: Estimated APR of 9.74% on a loan amount of $25,000, for 60 months= Payments as low as $527.98 per month.
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Consumer Fee Schedule
Insured by NCUA. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Sierra Central Credit Union does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex (which includes gender identity and sexual orientation), marital status or age (provided the applicant has the capacity to enter into a binding contract).
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