Sierra Central Credit Union


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Consumer Loan Rates

Effective as of April 1, 2014

Account Type APR* as low as Interest Range Max Value / Other Info
Vehicles: New 3.14% ** 3.14% - 11.14% 125% of MSRP (includes tax, license and MRC) + GAP
Vehicles: Used 3.14% ** 3.14% - 11.14% 125% of High Kelley Blue Book (includes tax, license and MRC) + GAP
Boat, RV, Motor home, Horse/Travel Trailer: New 5.99% 5.99% - 11.99% LTV up to 150% of invoice or wholesale NADA guide values
Boat, RV, Motor home, Horse/Travel Trailer: Used 5.99% 5.99% - 11.99% LTV up to 150% of invoice or wholesale NADA guide values where max vehicle age <= 10 years
Motorcycle, Jet Ski, Snowmobile, Campers 8.24% 8.24% - 12.24% 90%
Signature Loan 7.94% 7.94% - 13.94% Not Applicable
Savings Certificate Secured  SCCU Certificate rate +3%  rate is rounded up to the nearest 1/2%  95%
First Time Auto Loan Program 8.64% 8.64% - 10.89% Rate dependent on LTV: from less than 80% to 100%

 

*Rates and Annual Percentage Rates (APRs) may vary depending on loan details such as amount financed, term, credit history and loan fees. Rates are subject to change without notice.

** Members with accounts opened greater than 6 months receive an additional .25% discount on loan rate for New and Used Autos