Share Certificates – Open A Share Certificate Account – Sierra Central Credit Union

 Share-Certificate

Our Share Certificate Accounts help your money grow!  You choose from a variety of terms and rates to fit your financial plan.  Our Share Certificate accounts generally earn a higher rate of return than our regular savings and money market accounts. Plus you can add them to your Online Banking account to view and even open new Share Certificate accounts online through Sierra Central Online Banking.

  • Tiered balance rate structure*
  • $500 minimum deposit
  • Terms from 3 to 60 months
  • Fixed rate until maturity*
  • Federally insured by the NCUA
  • Periodic promotional Share Certificate offerings
  • Available for IRA investment*

Our current promotional Share Certificate products include a BUMP certificate.  Our BUMP certificate gives you the option to increase your rate of interest one time during the term of the share certificate.  So if rates should go up, you can BUMP up your Share Certificate rate for the remainder of the term.

Click here to view our current Share Certificate rate schedule.

 

*Rates shown as APY = Annual Percentage Yield is based on the assumption that the interest will remain on deposit until maturity. Tiered balance rate structure not available on all types of Share Certificate terms.  Posted rates are subject to change at any time without notice.  Membership and/or participation fees may apply and could reduce earnings.  Penalty for early withdrawal applies to share certificate and club accounts.  Other restrictions may apply, must meet account opening criteria. Not all terms available for an IRA investment, for specific information you should always consult your tax or legal professional regarding IRA accounts.