Signature and Secured Loans
Our Sweet Signature Loan offers a great low rate as low as 8.49% apr* and as our gift, you can delay your first payment for 3 months! That’s right, you don’t make your first payment for 3 months! Enjoy your holiday season and take advantage of our promotional Holiday Signature Loan today!
Our Signature Loan provides funds for personal expenses, purchases or just consolidate debt. Use a personal signature loan for almost any purpose.
- Terms up to 60 months
- Low fixed interest rate
- Minimum loan limit of $1,000
- Maximum loan limit up to $25,000
*8.49% APR=Annual Percentage Rate is available as of the date of this publication and is subject to change at any time without notice. 3 Month Deferred Payment Signature Loan available for a limited time and subject to certain rules and restrictions. Payment will be deferred for 3 months beginning on the date of funding and NOT based on a 30 or 31-day month. Example: Loan funded on February 10, 2020; first payment due on May 10, 2020. Example: Loan funded on March 29, 2020; first payment due on June 29, 2020. All loans subject to credit approval and underwriting guidelines. Membership and/or participation fees may apply. Membership open to all that live, work, worship or attend school in any Sierra Central branch location county. We reserve the right to correct printing errors.
A Secured Loan gives you the ability to borrow against your Sierra Central Share Certificate investment.
- Borrow up to 95% of a Share Certificate of Deposit balance
- Low interest rate is based on what your Share Certificate account is earning plus 3.0%
- Loan term cannot exceed the maturity date of your Share Certificate account
*Signature loan subject to credit approval and certain rules and restrictions may apply. Secured loan does not require credit check and has a monthly payment requirement of $50.00.