Signature and Secured Loans

No Payment for Three Months.  Sierra Central Signature Loan.

Signature Loan

Our Spring Signature Loan offers a great low rate as low as 6.24% apr* and, you can delay your first payment for 3 months! That’s right, you don’t make your first payment for 3 months! Enjoy your first blooms of spring and take advantage of our promotional Spring Signature Loan today!

Our Signature Loan provides funds for personal expenses, purchases or just consolidate debt.  Use a personal signature loan for almost any purpose.

  • Terms up to 60 months
  • Low fixed interest rate
  • Minimum loan limit of $1,000
  • Maximum loan limit up to $25,000

*6.24% APR=Annual Percentage Rate is available as of the date of this publication and is subject to change at any time without notice. 3 Month Deferred Payment Signature Loan available for a limited time and subject to certain rules and restrictions. Payment will be deferred for 3 months beginning on the date of funding and NOT based on a 30 or 31-day month. Example: Loan funded on April 10, 2020; first payment due on July 10, 2020. Example: Loan funded on May 30, 2020; first payment due on August 30, 2020. All loans subject to credit approval and underwriting guidelines. Membership and/or participation fees may apply. Membership open to all that live, work, worship or attend school in any Sierra Central branch location county. We reserve the right to correct printing errors.

Picture of happy couple window shopping. Text reads Secured Loan.

Secured Loan

A Secured Loan gives you the ability to borrow against your Sierra Central Share Certificate investment.

  • Borrow up to 95% of a Share Certificate of Deposit balance
  • Low interest rate is based on what your Share Certificate account is earning plus 3.0%
  • Loan term cannot exceed the maturity date of your Share Certificate account

*Signature loan subject to credit approval and certain rules and restrictions may apply. Secured loan does not require credit check and has a monthly payment requirement of $50.00.