Signature and Secured Loans

Ending Soon, No Payment for 3 Months. Sierra Central Signature Loan.

Signature Loan

Our Signature Loan offers a great low rate as low as 6.24% apr*!

Ending Soon – you can delay your first payment for 3 months! That’s right, you don’t make your first payment for 3 months! Take advantage of our promotional Signature Loan today!

Our Signature Loan provides funds for personal expenses, purchases or just consolidate debt.  Use a personal signature loan for almost any purpose.

  • Terms up to 60 months
  • Low fixed interest rate
  • Minimum loan limit of $1,000
  • Maximum loan limit up to $25,000

*Delayed payment for 3 months availability for a limited time only. Membership and/or participation fees may apply. 6.24% APR=Annual Percentage Rate is available for a limited time on terms of 0 to 36 months and subject to rules, restrictions, and underwriting guidelines. A monthly payment amount of $154.30 on a $5000 loan amount at 6.24% APR* for 36 months, with a 90 day delayed first payment.  Not all applicants qualify for the lowest rate. If approved for a loan, to qualify for the lowest rate, you must have a responsible financial history and meet other conditions. Your actual rate will be within a range of rates and depend of a variety of factors, including evaluation of your credit worthiness, income, and other factors. Rates, terms, and conditions subject to change at anytime without notice. All accounts are subject to account opening criteria. Membership open to those that live, work, worship, or attend school in any of our branch location counties. We reserve the right to correct printing errors.


Picture of happy couple window shopping. Text reads Secured Loan.

Secured Loan

A Secured Loan gives you the ability to borrow against your Sierra Central Share Certificate investment.

  • Borrow up to 95% of a Share Certificate of Deposit balance
  • Low interest rate is based on what your Share Certificate account is earning plus 3.0%
  • Loan term cannot exceed the maturity date of your Share Certificate account

*Signature loan subject to credit approval and certain rules and restrictions may apply. Secured loan does not require credit check and has a monthly payment requirement of $50.00.