Signature and Secured Loans

Picture of happy couple window shopping. Text reads Secured Loan.

Secured Loan

A Secured Loan gives you the ability to borrow against your Sierra Central Share Certificate investment.

  • Borrow up to 95% of a Share Certificate of Deposit balance
  • Low interest rate is based on what your Share Certificate account is earning plus 3.0%
  • Loan term cannot exceed the maturity date of your Share Certificate account

*Signature loan subject to credit approval and certain rules and restrictions may apply. Secured loan does not require credit check and has a monthly payment requirement of $50.00.