Young Banking Choices

Minor Savings! Picture of four young teens giving thumbs up. Sierra Central logo. Earnie the Eagle graphic. Text reads Youth Savings.

It’s never too early to start learning the importance of saving!! With a Minor Savings accounts members under the age of 18 can begin their banking experience with this account.

The account is set up in the name of the minor and the social security number of the minor with a parent or legal guardian as the co-signer. When the minor reaches the age of 18 the account is transferred into a regular savings.

Start saving today for that first car, a bicycle, an iPod, or that important education. You can deposit gifts from family or friends for birthdays or holidays; or deposit those hard earned dollars from babysitting, mowing the lawn, newspaper deliveries, or cutting fire wood. Start today and watch your savings grow!

U25 Checking

A checking account for ages 13 up to 24 years!
Picture of a mom and daughter smiling looking at a smart tablet. Sierra Central logo. Text reads U25 Checking.

  • No monthly service fee until the age of 25 year and then the account will convert to our regular Budget Checking account.
  • VISA Debit Card
  • Write up to 15 checks a month
  • Online Banking
  • Mobile Banking
  • Bill Payer
  • Receive transaction eLerts on you mobile phone with Card Valet.
    Logo for Card Valet

My First VISA and Home Loan Programs

Our My First VISA and Home Loan programs are a great way to help you get started!

To lean more about these programs, click here.

Pocket Cents app logo

It’s never too early to learn smart financial habits. Whether saving a portion of a weekly allowance or understanding the deductions on the pay stub from a first job, good money management skills can last a lifetime. Use fun online games to learn important money saving skills, use the financial literacy tools to learn how to prepare financially for life after high school, but also how to avoid scams and common money mistakes. Click Here For Interactive tools!