Our Share Certificate Accounts help your money grow! You choose from a variety of terms and rates to fit your financial plan. Our Share Certificate accounts generally earn a higher rate of return than our regular savings and money market accounts. Plus you can add them to your Online Banking account to view and even open new Share Certificate accounts online through Sierra Central Online Banking.
- Tiered balance rate structure*
- $500 minimum deposit
- Terms from 3 to 60 months
- Fixed rate until maturity*
- Federally insured by the NCUA
- Periodic promotional Share Certificate offerings
- Available for IRA investment*
*SCRRP=Sierra Central Relationship Rewards Program offers and interest rate increase on Share Certificate accounts based on relationship. Membership open to all who live, work, attend school or worship in any of our branch location counties. Membership and/or participation fees may apply and could affect earning. *APY=Annual Percentage Yield as high as 2.01% apy available for 17 months on balances of $500 or more through SCRRP or as high as 1.51% apy available on balances of $500 or more without SCRRP. Rates, terms and conditions subject to change at anytime without notice. All accounts subject to account opening criteria.
*Rates shown as APY = Annual Percentage Yield is based on the assumption that the interest will remain on deposit until maturity. Tiered balance rate structure not available on all types of Share Certificate terms. Posted rates are subject to change at any time without notice. Promotional product availability vary and can change at any time without notice. Membership and/or participation fees may apply and could reduce earnings. Penalty for early withdrawal applies to share certificate and club accounts. Other restrictions may apply, must meet account opening criteria. Not all terms available for an IRA investment, for specific information you should always consult your tax or legal professional regarding IRA accounts.