For Your Everyday Business Use!

Simplified Business Checking

A low cost business checking account designed for small businesses.

  • Low monthly fee with no monthly balance requirements
  • Accounts offer no-charge for transactions up to 50, 100 or 250 monthly
  • Business Checking package offers a transaction account, payroll account, and/or a reserve account
  • Available for Non-Profits or Associations
  • 24-hour, nationwide access of funds with a Business Debit Card
  • Access the business account through the use of checks, Online Banking and Sierra Bank by Phone
  • Overdraft protection from a linked account

Business VISA Card

business_visaAn internationally recognized credit card that will help streamline your small business and help you keep track of spending.

  • A low variable interest rate*
  • Introductory rate of 12.99% for the first 6 payment cycles*
  • Credit lines from $10,000 to $50,000*
  • Revolving unsecured line-of-credit
  • Worldwide acceptance*
  • 25-day grace period*

*All loans subject to credit approval. Interest rate determined by credit criteria. Loan terms depending on financing amounts. Waived loan fee for new loans only, refinancing of an existing SCCU loan is subject to a $75 refinance fee. Loans on vehicles older than 10 years subject to approval by credit committee. Membership and/or participation fees may apply. Terms and conditions vary and may change at any time without notice.

*Introductory rate for the first 6 payment cycles then adjust to margin of 9.99% plus the prime interest rate. Maximum ceiling rate of 22.99%

business_autoBusiness Auto Loan

For Cars..Light Trucks…or Vans for your business.

  • A variety of fixed interest rates*
  • Loan amounts from $5,000 to $150,000
  • Loan terms from 36 months to 84 months*
  • Waived loan fee for all new Sierra Central loans*
  • Loans available for vehicles up to 10 years old* rates*
  • Loan amounts from $5,000 to $150,000
  • Loan terms from 36 months to 84 months*

business_locBusiness Line of Credit

If your needs are small or large, a business line of credit gives you access to cash on an ongoing basis.

  • A low fixed interest rate*
  • Loan amounts up to $75,000*
  • Unlimited number of advances*
  • No annual fee
  • Low minimum monthly payment requirement*