| Opening An Account |
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Anyone who lives or works within 25 miles of a Sierra Central branch may open an account. With 15 branches spread throughout Northern California, most people who live in the area from Placerville to the south and Mt. Shasta to the north will have a nearby branch. Additionally, Sierra Central membership is made available by a large number of businesses and organizations as an employee benefit.
Once you become a member, your spouse, children, parents, in-laws, grandparents, grandchildren, brothers, sisters, aunts, uncles, nieces and nephews can also join!
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| Membership Benefits |
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• 24-hour account access via PCU internet banking or Bank by Phone
• Your choice of 4 checking plans with low or no fees
• 2 Business checking options
• Low cost loans of all kinds - from cars to credit lines
• CU Direct Lending for vehicle loans instantly right at the dealership
• Home Equity loans and lines, including the Equity Maximizer 100% LTV loan
• First Mortgages, including ARMs and Fixed rate loans
• Visa Classic, Gold and Platinum
• Visa Check/ATM cards
• Co-op Network ATM Access (note: deposit taking only at Sierra Central owned ATM locations)
• High yield savings and IRAs
• Money Market Accounts with tiered rates - $2,500 to $25,000
• Savings and IRA Certificates with a $500 minimum investment
• The Ultimate Money Market IRA
• Specialized share certificates including the 9+9 guaranteed renewable and 18-month
• Direct Deposit
• Payroll Deduction |
