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First Mortgages [visit our Mortgage Web Center]
15, 20 and 30 year fixed rates available
3/1, 5/1, and 7/1 Adjustable rate mortgages (ARMs)
Up to 90% loan to value with PMI (Private Mortgage Insurance)
Ask about SHARP - First-time buyers assistance program

Home Equity Loans / Lines of Credit [view rates]
15 year variable rates
Up to 90% of appraised value on owner occupied homes
Loans secured by first or second deed of trust
Low or no cost loan fee options
Loan amounts from $20,000 to $300,000
Loan Accounts
Sierra Central Loan Protection
New & Used Vehicles [view rates]
Low fixed rates and repayment terms up to 84 months
Up to 120% of MSRP or High Kelly Blue Book, plus GAP
Loans available through your local branch or instantly* at any Auto Dealership displaying the CUDL logo. Visit the CUDL website and use the AutoSmart research tool to find the best deal on a new or used auto!
Ask about GAP Insurance, Mechanical Repair Coverage, and Credit Life / Disability Insurance - click here to use our FREE Web Calculator.
Need to verify your vehicle insurance? Click here for an online Vehicle Insurance Verification form
*subject to credit approval
 
CUDL AutoSmart
Recreational Vehicles [view rates]
Includes RV's, Boats, Motorhomes, and Travel / Horse / Tent Trailers
Low fixed rate and repayment terms from 60 to 120 months, depending on amount financed
Finance up to 100% on New or 90% on Used (up to nine years old)
Motorcycles, etc. [view rates]
Includes Motorcycles, Jet Ski's, ATV's, Snowmobiles & Campers
Low fixed rate and repayment terms from 48 to 60 months, depending on amount financed
Finance up to 90% on both new and used
Signature Loans [view rates]
Low fixed rates
Repayment terms up to 60 months
Line of Credit [view rates]
Low fixed rates
Revolving loan to be used for any purpose
Unlimited access with lines up to $20,000
Set up for overdraft protection
Savings Certificate Secured Loans [view rates]
Low fixed rates
Allows you to make special purchases and still retain your savings
Borrow up to 95% of your certificate
 
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