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Investor Checking [view rates]
A tiered investment checking account that earns competitive dividends. No monthly fee when the account balance is maintained at $10,000 or higher or with a non-certificate aggregate balance of $15,000 (otherwise $12 monthly fee applies). Includes free Billpay service, free Money Orders, free Traveler's Checks, and a fee waiver on foreign ATM fees. Visit your local branch for more details.
Checking Accounts
All Checking Accounts feature:
Free 24-hour account access via PCU Online Banking, Bank by Phone, or ATMs.
Overdraft protection from Savings, Sierra Central Visa or Line of Credit
ATM/Visa Check Card
Direct Deposit
Automatic transfer
No Charge for eStatements
No Charge for Check Imaging
Budget Checking
No monthly service fee, no minimum balance requirement and can write up to 15 checks a month ($0.25 for each addition check).
Easy Checking
No monthly service fee ($7.00 fee) with a monthly direct deposit into the account or maintain a monthly average daily balance of $500. Our Easy Checking account has unlimited access.
Dividend Checking [view rates]
No monthly service charge ($7.00 fee) when a monthly average daily balance of $1500 in the account. Dividend Checking pays a base dividend rate on balances $2,499.00 or less and an increased dividend rate on balances $2,500.00 and higher.
Simplified Business Checking
Perfect for small business owners. $20 flat monthly fee (waived if $10,000 average monthly aggregate balance is maintained). Up to 100 checks paid per month. Deposit up to 200 checks per month. Make up to 25 monthly deposits.
Maximizer Business Checking
Perfect for larger business owners. $35 flat monthly fee (waived if $50,000 average monthly aggregate balance is maintained). Up to 250 checks paid per month. Deposit up to 500 checks per month. Make up to 75 monthly deposits.
 
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