Sierra Central Credit Union

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Opening An Account

Anyone who lives or works within 25 miles of a Sierra Central branch may open an account. With 15 branches spread throughout Northern California, most people who live in the area from Placerville to the south and Mt. Shasta to the north will have a nearby branch. Additionally, Sierra Central membership is made available by a large number of businesses and organizations as an employee benefit.

Once you become a member, your spouse, children, parents, in-laws, grandparents, grandchildren, brothers, sisters, aunts, uncles, nieces and nephews can also join!

$10 is all it takes

$5 opens your membership/savings account and there is a one-time membership fee of $5. Your membership is the key to a full range of cost-saving and value-packed credit union services and benefits.

Find the nearest Sierra Central branch.

Membership Benefits

  • 24-hour account access via PCU internet banking or Bank by Phone
  • Your choice of 4 checking plans with low or no fees
  • 2 Business checking options
  • Low cost loans of all kinds - from cars to credit lines
  • CU Direct Lending for vehicle loans instantly right at the dealership
  • Home Equity loans and lines, including the Equity Maximizer 100% LTV loan
  • First Mortgages, including ARMs and Fixed rate loans
  • Visa Classic, Gold and Platinum
  • Visa Check/ATM cards
  • Co-op Network ATM Access (note: deposit taking only at Sierra Central owned ATM locations)
  • High yield savings and IRAs
  • Money Market Accounts with tiered rates - $2,500 to $100,000
  • Savings and IRA Certificates with a $500 minimum investment
  • Promotional share certificate rate offerings from time to time. Ask a Financial Services Representative for details
  • Direct Deposit
  • Payroll Deduction