Sierra Central Credit Union


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First Mortgages

View Rates Payment Coupon

  • 10, 15, 20 and 30 year fixed rates available
  • 3/1, 5/1, and 7/1 Adjustable rate mortgages (ARMs)
  • Up to 90% loan to value with PMI (Private Mortgage Insurance)
  • You can apply online at our Mortgage Web Center, just click on the logo below 

  Fixed Rate First Mortgage Adjustable Rate First Mortgage Home Equity Loan Home Equity Line of Credit
Loan Amount Up to 90% Financing Up to 90% Financing From $10,000 up to $750,000 From $10,000 up to $750,000
Interest Rate Interest Rate remains the same for the life of the loan Short-term fixed rate then interest rate starts to adjust    
Term 10 year, 15 year, 20 year and 30 year 30 year amortization
3/1, 5/1, 7/1
15 years 5 years to draw, 15 years repayment
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